# Cogitate

> Fueling Profitable Growth for P&C Insurers and MGAs Operationalize your goals for profitable growth, product innovation, and geographic expansion with award-winning, AI-powered technology. Policy | Billing | Claims Let’s Connect


## Leadership

- [Lava Jois](https://cogitate.com/leadership/lava-jois/): Lava brings more than two decades of technology architecture expertise to Cogitate. His consultative skillset is invaluable to our team, most recently honed with Cloud By McKinsey where he guided clients through transformative cloud migration strategies.
- [Rekha Kaushal](https://cogitate.com/leadership/rekha-kaushal/)
- [Ashish Nair](https://cogitate.com/leadership/ashish-nair/): As a VP - Products and Innovation at Cogitate, Ashish heads the product development initiatives, including the Low-code/no-code (LCNC) and Digital Edge platforms, focusing on digital transformation across the insurance ecosystem.
- [Pam Simpson](https://cogitate.com/leadership/pam-simpson/): Pam brings a decade of insurance content creation to her role as Director of Marketing and Communications at Cogitate.
- [Siddharth Kotwal](https://cogitate.com/leadership/siddharth-kotwal/): Siddharth is a highly experienced IT professional with over two decades of experience leading and managing complex software delivery engagements in the Insurance Industry, including Fortune 500 Tier-1 clients.
- [Nikhil Murarka](https://cogitate.com/leadership/nikhil-murarka/): Nikhil is responsible for Cogitate India’s day-to-day and strategic operations, including human resources, corporate services, and administration.
- [Tushar Bholé](https://cogitate.com/leadership/tushar-bhole/): As an Enterprise Sales Leader, Tushar Bholé has been at the leading edge of Core Insurance Technology platforms in Insurance for 20+ years. 
- [Samir Salem](https://cogitate.com/leadership/samir-salem/): Samir brings over three decades of technology design, implementation, and client success with expertise in claims, billing, and policy solutions.
- [Piyush Singh](https://cogitate.com/leadership/piyush-singh/): Piyush offers multifaceted perspectives to the Board of Directors as a thought leader and successful innovator in the insurtech space, an experienced CIO in the carrier arena, and a strategic consultant to financial corporations.
- [Dr. Jill K. Jinks](https://cogitate.com/leadership/dr-jill-k-jinks/): As Chairman of Insurance House Holdings, Inc., Jill brings extensive career experience and domain knowledge to Cogitate.
- [Jacqueline M. Schaendorf](https://cogitate.com/leadership/jacqueline-m-schaendorf/)
- [Arvind Kaushal](https://cogitate.com/leadership/arvind-kaushal/): Arvind is a seasoned executive with nearly 3 decades of software experience in the financial and insurance sectors. Before co-founding and serving as the CEO of Cogitate, he held operational and leadership roles including CIO and CFO of Insurance House Holdings, which owns Southern General Insurance Company and the intermediary Insurance House.


## Resources

- [How to Evaluate Claims Automation Software for P&C Carriers](https://cogitate.com/resources/evaluate-claims-automation-software-pc-carriers/)
- [How a Personal Auto Carrier Reduced Claims Cycle Time by Three Days](https://cogitate.com/resources/personal-auto-carrier-reduced-claims-cycle-time-by-days/)
- [How Auto Carriers Can Reduce Claims Cycle Time](https://cogitate.com/resources/auto-carriers-reduce-claims-cycle-time/)
- [From Manual to Modern: How Falcon Risk Services Built Trust in Embedded AI Submission Processing](https://cogitate.com/resources/from-manual-to-modern-how-falcon-risk-services-built-trust-in-embedded-ai-submission-processing/)
- [How Insurance Underwriting Software Improves Quote-to-Bind and Policy Processing](https://cogitate.com/resources/insurance-underwriting-software-quote-to-bind/)
- [AI Submission Intake for Insurance Underwriting: A Step-by-Step Guide](https://cogitate.com/resources/ai-submission-intake-insurance-underwriting/)
- [Cogitator POV: Humans in the Lead, Friction on the Run](https://cogitate.com/resources/cogitator-pov-humans-in-the-lead-friction-on-the-run/)
- [Bridge Specialty Group Launches Digital Marketplace for Superior Agent Experience](https://cogitate.com/resources/bridge-specialty-group-launches-digital-marketplace-for-superior-agent-experience/)
- [How to Improve Submission Quality Before Underwriting Begins](https://cogitate.com/resources/how-to-improve-submission-quality-before-underwriting/)
- [How a Non-Standard Auto Insurer Improved Bind Ratio from 6% to 40%](https://cogitate.com/resources/how-non-standard-auto-insurer-improved-bind-ratio-6-to-40/)
- [How to Improve Quote-to-Bind Performance in P&C Insurance](https://cogitate.com/resources/how-to-improve-quote-to-bind-performance-in-pc-insurance/)
- [Ecosystem Partner POV:  How to Automate Mortgagee Notifications for Insurers](https://cogitate.com/resources/ecosystem-partner-pov-how-to-automate-mortgagee-notifications-for-insurers/)
- [Turning a Specialty Insurance Vision into a Multi-State Reality](https://cogitate.com/resources/turning-a-specialty-insurance-vision-into-a-multi-state-reality/)
- [Digital<i>Edge</i> Insurance Platform for Farm Insurance](https://cogitate.com/resources/digitaledge-for-farm/)
- [Demonstrating AI Assistants for Data Query and Legal Review](https://cogitate.com/resources/demonstrating-ai-assistants-for-data-query-and-legal-review/)
- [Deep Thinking Digest – April 2026](https://cogitate.com/resources/deep-thinking-digest-april-2026/)
- [Southern General Insurance Company Launches Cogitate's AI-Powered Insurance Platform for Personal Auto](https://cogitate.com/resources/southern-general-insurance-company-launches-cogitates-ai-powered-insurance-platform-for-personal-auto/)
- [National Carriers: Dominant, but at a Crossroads](https://cogitate.com/resources/national-carriers-dominant-but-at-a-crossroads/)
- [Part 3: The Role of AI in Wholesale Workflows](https://cogitate.com/resources/part-3-the-role-of-ai-in-wholesale-workflows/)
- [Part 2: Balancing the Needs of Two Critical Stakeholders - Agents & Underwriters](https://cogitate.com/resources/part-2-balancing-the-needs-of-two-critical-stakeholders-agents-underwriters/)
- [Part 1: Agent Adoption and the Frictionless Experience](https://cogitate.com/resources/part-1-agent-adoption-and-the-frictionless-experience/)
- [Cogitator POV: Why Cogitate?](https://cogitate.com/resources/cogitator-pov-why-cogitate/)
- [Defining Velocity Through Outcomes](https://cogitate.com/resources/defining-velocity-through-outcomes/)
- [The Big Win: Powerful Digital Ecosystems](https://cogitate.com/resources/the-big-win-powerful-digital-ecosystems/)
- [Driving Results with Data in 2026](https://cogitate.com/resources/driving-results-with-data-in-2026/)
- [Deep Thinking Digest – January 2026](https://cogitate.com/resources/deep-thinking-digest-january-2026-pc-insurance-software-newsletter/)
- [Underwriting and AI in 2026](https://cogitate.com/resources/insurance-underwriting-and-ai-in-2026/)
- [Business Impact of Insurance Technology in 2026](https://cogitate.com/resources/business-impact-of-insurance-technology-in-2026/)
- [Security and Innovation in 2026](https://cogitate.com/resources/security-and-innovation-in-insurance-2026/)
- [Agentic AI: Orchestrating Your Workflows in 2026](https://cogitate.com/resources/agentic-ai-orchestrating-your-workflows-in-2026/)
- [Top 4 Causes of Claims Delays and How to Eliminate Them](https://cogitate.com/resources/top-4-causes-of-claims-delays-and-how-to-eliminate-them/)
- [Winning in a Digital-First Insurance Market in 2026](https://cogitate.com/resources/winning-in-a-digital-first-insurance-market-in-2026-technology-trends/)
- [What Technology Must Deliver in 2026: A CEO’s View](https://cogitate.com/resources/what-technology-must-deliver-in-2026-a-ceos-view/)
- [Top Security Standards Every Insurer Should Check](https://cogitate.com/resources/top-security-standards-every-insurer-should-check/)
- [Ecosystem Partner POV: ManageMy on Policyholder Engagement and the Digital-First Experience](https://cogitate.com/resources/ecosystem-partner-pov-managemy-on-digital-policyholder-engagement/)
- [Accelerating Underwriting with AI Submission and Inspection Match](https://cogitate.com/resources/insurance-journals-ai-tools-for-mga-demo-day-2025/)
- [Cogitator POV: Beyond Technology — What Makes a True Insurance Tech Partner](https://cogitate.com/resources/beyond-technology-what-makes-a-true-insurance-tech-partner/)
- [Deep Thinking Digest – October 2025 🍂](https://cogitate.com/resources/deep-thinking-digest-october-2025/)
- [Cogitator POV: 5 Clear Signals It’s Time to Switch Your Insurance Platform — and What It Could Be Costing You](https://cogitate.com/resources/signals-time-to-switch-your-insurance-platform/)
- [Benefits of Pre-Integrated Ecosystems to P&C Carriers](https://cogitate.com/resources/benefits-of-pre-integrated-ecosystems-to-pc-carriers/)
- [Reducing P&C Claims Leakage with Automation and Audit Trails](https://cogitate.com/resources/reducing-pc-claims-leakage-with-automation-and-audit-trails/)
- [Tracking your KPIs in Real Time](https://cogitate.com/resources/tracking-your-kpis-in-real-time-for-pc-insurance/)
- [Reimagining the Insurance Experience](https://cogitate.com/resources/reimagining-the-insurance-experience/)
- [Colorado FAIR Plan Launches Digital<em>Edge</em> Insurance Platform as Insurer of Last Resort](https://cogitate.com/resources/colorado-fair-plan-launches-digitaledge-insurance-platform-as-insurer-of-last-resort/)
- [Superior Agent Experience is a Game Changer for Non-Standard Auto Insurer](https://cogitate.com/resources/reimagining-user-experience-to-strengthen-agent-partnerships/)
- [Ecosystem Partner POV: ZestyAI on Game Changing AI-driven Risk Models](https://cogitate.com/resources/ecosystem-partner-pov-zestyai-on-game-changing-ai-driven-risk-models/)
- [Top 3 Benefits of Automating P&C Insurance Workflows](https://cogitate.com/resources/top-3-benefits-of-automating-pc-insurance-workflows/)
- [Why Carriers and MGAs Are Doubling Down on Insurtech Partnerships](https://cogitate.com/resources/why-carriers-and-mgas-are-doubling-down-on-insurtech-partnerships/)
- [Deep Thinking Digest – July 2025](https://cogitate.com/resources/deep-thinking-digest-july-2025/)
- [Thought-Driven Automation: Leveraging AI Agents for Acceleration in Insurance](https://cogitate.com/resources/thought-driven-automation-leveraging-ai-agents-for-acceleration-in-insurance-2/)
- [Customer POV: Bringing private market experience to the launch of Colorado FAIR Plan](https://cogitate.com/resources/customer-pov-bringing-private-market-experience-to-the-launch-of-colorado-fair-plan/)
- [Future Trends in Use of AI for Policy Risk Assessment and Data Analysis](https://cogitate.com/resources/future-trends-in-use-of-ai-for-policy-risk-assessment-and-data-analysis/): AI-driven policy risk assessment enables insurers to go beyond the surface and uncover insights that static models often miss.
- [Why MGAs Need Purpose-Built Technology to Stay Competitive](https://cogitate.com/resources/why-mgas-need-purpose-built-technology-to-stay-competitive/): MGAs have always occupied a unique and valuable place in the insurance distribution ecosystem.
- [How Insurtech Solutions Reduce Operational Costs for Insurers](https://cogitate.com/resources/how-insurtech-solutions-reduce-operational-costs-for-insurers/): Explore how insurtech platforms reduce operational costs through automation, AI, low-code tools, and scalable cloud solutions.
- [Benefits of Streamlining P&C Insurance Policy Submission Process](https://cogitate.com/resources/benefits-of-streamlining-pc-insurance-policy-submission-process/): Discover how Policy accelerates submissions, reduces errors, and enhances agent-underwriter collaboration.
- [Deep Thinking Digest – April 2025](https://cogitate.com/resources/deep-thinking-digest-april-2025/): Cogitating on insurance Vol. 2, No. 1 Dear Friends, As April closes, we reflect on a Spring full of exciting...
- [Reimagining Claims Intake with AI: The Future of FNOL](https://cogitate.com/resources/reimagining-claims-intake-with-ai-the-future-of-fnol/): Learn how AI is reshaping the FNOL process through our AI-Powered Multilingual IVR Chatbots solution.
- [The Role of AI in Insurance Technology](https://cogitate.com/resources/the-role-of-ai-in-insurance-technology/)
- [How P&C Platforms can Improve Speed and Accuracy in Claims](https://cogitate.com/resources/how-pc-platforms-can-improve-speed-and-accuracy-in-claims/): Discover how digital claims platforms enhance fraud detection & boost claims accuracy through AI, automation, and real-time data integration.
- [How to Choose the Right Digital Insurance Software for Your Business](https://cogitate.com/resources/how-to-choose-the-right-digital-insurance-software-for-your-business/): Discover how Cogitate's digital insurance platform is scalable, low-code, and AI-powered solution drives speed, flexibility, and growth.
- [The Importance of a Seamless FNOL Process in Customer Retention](https://cogitate.com/resources/the-importance-of-a-seamless-fnol-process-in-customer-retention/): Discover how an efficient First Notice of Loss process enhances customer satisfaction and loyalty in the insurance industry.
- [Why a First Notice of Loss (FNOL) Experience is Crucial](https://cogitate.com/resources/why-a-first-notice-of-loss-fnol-experience-is-crucial/): Learn why FNOL is crucial in insurance and how digital solutions streamline claims, reduce delays, and enhance policyholder experience.
- [How Digital Policy Management Reduces Errors and Saves Time for Agents](https://cogitate.com/resources/how-digital-policy-management-reduces-errors-and-saves-time-for-agents/)
- [Key Features to Look for in Insurance Claims Management Software](https://cogitate.com/resources/key-features-to-look-for-in-insurance-claims-management-software/): Learn what to look for in insurance claims management software, from automation to user experience, to help streamline operations & improve efficiency.
- [Digital<i>Edge</i> Policy for Flood](https://cogitate.com/resources/digitaledge-policy-for-flood/)
- [Ecosystem Partner POV: ePayPolicy’s Strategic Approach to Chargeback Prevention](https://cogitate.com/resources/epaypolicys-strategic-approach-to-chargeback-prevention-in-the-insurance-industry/)
- [How DemandAssist Simplifies Identification and Management of Attorney Time Limit Demand Letters](https://cogitate.com/resources/how-demandassist-simplifies-identification-and-management-of-attorney-time-limit-demand-letters/): Cogitate’s DemandAssist, an innovative AI-powered solution, is transforming the way claims managers handle these challenges.
- [Streamlining Policy Management with Digital Insurance Software](https://cogitate.com/resources/streamlining-policy-management-with-digital-insurance-software/): Learn how digital insurance software simplifies policy management and why it is indispensable for modern insurers.
- [Time Limit Demand Letters 101: A Case for DemandAssist](https://cogitate.com/resources/time-limit-demand-letters-101-a-case-for-demandassist/): In the fall of 2024, the Litigation Director for Insurance House, Rena Gehman, and outside Council, Jay Smith, Partner at...
- [Deep Thinking Digest – January 2025](https://cogitate.com/resources/deep-thinking-digest-january-2025/): Here’s a quick recap of the news from Cogitate in Q4. Get inspired to innovate and achieve new goals for growth in 2025.
- [DemandAssist Brings Peace of Mind to Claims Leader](https://cogitate.com/resources/demandassist-brings-peace-of-mind-to-claims-leader/)
- [Cogitate named to InsurTech100 Report](https://cogitate.com/resources/cogitate-named-to-insurtech100-report/): FinTech Global released its 2024 selection for the Insurtech100 report and Cogitate is proud to be included! Cogitate rose out of 2,100 nominations to the list.
- [Removing the Grunt](https://cogitate.com/resources/removing-the-grunt/): While the insurance industry is often characterized as less than innovative, the implementations we’re involved in are exciting for both our clients and our developers.
- [Maui Fires: The Latest Spotlight on Cost to Rebuild in Inflationary Times](https://cogitate.com/resources/maui-fires-the-latest-spotlight-on-cost-to-rebuild-in-inflationary-times/): The recent wildfires in Maui, Hawaii – a profitable market for insurers and long considered low-risk – have been an eye-opener for insurers as the damages are assessed and rebuild anticipated.
- [Unleashing the Power of Intelligent Underwriting](https://cogitate.com/resources/unleashing-the-power-of-intelligent-underwriting/): Our latest whitepaper, 3+ Keys to Proactive Underwriting delves into the transformative realm of intelligent underwriting and how it can revolutionize user experience from submission through bind and servicing.
- [Secure Our World](https://cogitate.com/resources/secure-our-world/): October is Cybersecurity Awareness Month and as providers of digital insurance solutions, we are participating in spreading the word to our industry. First, we share the official theme of 2024, “Secure Our World.”
- [Role of Data Science in E&S Markets](https://cogitate.com/resources/role-of-data-science-in-es-markets/): Our team is headed to WSIA Insurtech Conference 2024 in April! We’ll be facilitating an exciting Executive Round Table on the Role of Data Science in E&S Markets.
- [A Game-Changing Underwriting Platform](https://cogitate.com/resources/a-game-changing-underwriting-platform/): The role of automation and AI assistance in underwriting is rapidly evolving, and here at Cogitate we’re excited about the results our clients are experiencing on our underwriting workbench.
- [Cogitate is a Serious Contender in the MGA Core Systems Space](https://cogitate.com/resources/cogitate-is-a-serious-contender-in-the-mga-core-systems-space/): Cogitate is a well positioned Contender with more MGA clients than 50% of those Established Players, and 100% retention since established in 2012.
- [The World’s Top Insurtech Companies 2024](https://cogitate.com/resources/the-worlds-top-insurtech-companies-2024/): Cogitaters were excited to wake up this morning and find that CNBC and Statista had included Cogitate within its Global 150 Top Insurtech Companies list for 2024.
- [AI Solutions Powered by CAIRA](https://cogitate.com/resources/ai-solutions-powered-by-caira/)
- [Deep Thinking Digest – September 2024](https://cogitate.com/resources/deep-thinking-digest-september-2024/): September has arrived and with it, conference season commences! We’ll be hitting the road to demonstrate our rapid implementation process and the new  AI customer initiatives powered by CogitateLabs
- [Cogitate Rater](https://cogitate.com/resources/cogitate-rater/)
- [Deep Thinking Digest – June 2024](https://cogitate.com/resources/deep-thinking-digest-june-2024/): Look for our July release of an upgrade to DemandAssist with large language modeling for even greater accuracy in identifying and managing attorney demand letters.
- [Ecosystem Partner POV: sanctions.io on Underwriting Intelligence and Professional Lines](https://cogitate.com/resources/ecosystem-partner-pov-sanctions-io-on-underwriting-intelligence-and-professional-lines/)
- [Key Tech Insights from Industry Leaders](https://cogitate.com/resources/key-tech-insights-from-industry-leaders/)
- [WSIA Insurtech 2024: Cogitate Presents](https://cogitate.com/resources/wsia-insurtech-2024-cogitate-presents/)
- [Ecosystem Partner POV: e2Value on Property Intelligence and Underwriting](https://cogitate.com/resources/ecosystem-partner-pov-e2value-on-property-intelligence-underwriting/)
- [Traders Modernizes Claims System for Superior Experience](https://cogitate.com/resources/traders-modernizes-claims-system-for-superior-experience/)
- [Preferred Mutual Insurance Company Adopts Modern Claims System](https://cogitate.com/resources/preferred-mutual-insurance-company-adopts-modern-claims-system/)
- [Ready, Set, Innovate! Industry Leaders Target Data, AI, and Distribution](https://cogitate.com/resources/ready-set-innovate-industry-leaders-target-data-ai-and-distribution/): Watch on-demand as leaders from Southern General Insurance Company, Bridge Specialty Group, Risk Placement Services (RPS), and Falcon Risk Services share their honest reveal of new tech initiatives.
- [Digital<i>Edge</i> Policy](https://cogitate.com/resources/digitaledge-policy/)
- [Digital<i>Edge</i> Billing](https://cogitate.com/resources/digitaledge-billing/)
- [National MGA Speeds Cycle Times and More](https://cogitate.com/resources/national-mga-speeds-cycle-times-and-more/)
- [Cogitate DemandAssist](https://cogitate.com/resources/cogitate-demandassist/)
- [Digital<i>Edge</i> Claims](https://cogitate.com/resources/digitaledge-claims/)
- [Ecosystem Partner POV: Confianza on Intelligence and Underwriting Auto Lines](https://cogitate.com/resources/ecosystem-partner-pov-confianza-on-intelligence-and-underwriting-auto-lines/)
- [3+ Keys to Proactive Underwriting](https://cogitate.com/resources/3-keys-to-proactive-underwriting/)
- [Cogitate’s Jacqueline Schaendorf on the Opportunities in the E&S Industry](https://cogitate.com/resources/cogitates-jacqueline-schaendorf-on-the-opportunities-in-the-es-industry/): In this new video presented by WSIA, Jacqueline shares her experience in the E&S market to support career awareness about the industry.
- [SGIC Finds Savings and Peace of Mind with DemandAssist](https://cogitate.com/resources/sgic-finds-savings-and-peace-of-mind-with-demandassist/)
- [Claims Intelligence, Predictive Modeling, & Data Validation](https://cogitate.com/resources/claims-intelligence-predictive-modeling-data-validation/)


## Events

- [IAMIC 2026 Annual Convention | East Peoria, IL](https://cogitate.com/events/iamic-2026-annual-convention-east-peoria-il/)
- [2026 119th PAMIC Annual Convention | Oxon, MD](https://cogitate.com/events/2026-119th-pamic-annual-convention-oxon-md/)
- [Insurtech Insights USA | New York, NY](https://cogitate.com/events/insurtech-insights-usa-new-york-ny-2/)
- [NAMIC Farm Mutual Forum 2026 | Nashville, TN](https://cogitate.com/events/namic-farm-mutual-forum-2026-nashville-tn/)
- [TMPAA Mid-Year Meeting 2026 | Dallas, TX](https://cogitate.com/events/tmpaa-mid-year-meeting-2026-dallas-tx/)
- [AAIS Main Event 2026 | Hollywood, FL](https://cogitate.com/events/aais-main-event-2026-hollywood-fl/)
- [Auto Insurance Report 2026 | Dana Point, CA](https://cogitate.com/events/auto-insurance-report-2026-dana-point-ca/)
- [WSIA Underwriting Summit 2026 | Nashville, TN](https://cogitate.com/events/wsia-underwriting-summit-2026-nashville-tn/)
- [MAFMIC Annual Convention 2026 | Eagan Lakes, MN](https://cogitate.com/events/2026-mafmic-annual-convention/)
- [WSIA 2025 EduTech Connect | Orlando, FL](https://cogitate.com/events/wsia-2025-edutech-connect-orlando-fl/)
- [MAMIC 2025 | Columbia, MO](https://cogitate.com/events/mamic-2025-columbia-mo/)
- [TMPAA Annual Summit | Scottsdale, AZ](https://cogitate.com/events/tmpaa-annual-summit-scottsdale-az/)
- [ITC Vegas 2025 | Las Vegas, NV](https://cogitate.com/events/itc-vegas-2025-las-vegas-nv/)
- [Cogitate Leadership Summit 2025](https://cogitate.com/events/cogitate-user-conference-2025/)
- [NAMIC Annual Convention 2025 | San Diego, CA](https://cogitate.com/events/namic-annual-convention-2025-san-diego-ca/)
- [WSIA Annual Marketplace 2025 | San Diego, CA](https://cogitate.com/events/wsia-annual-marketplace-2025-san-diego-ca/)
- [WAMIC Annual 2025 Convention | Stevens Point, WI](https://cogitate.com/events/wamic-annual-2025-convention-stevens-point-wi/)
- [IAMIC 2025 Annual Convention | East Peoria, IL](https://cogitate.com/events/iamic-2025-annual-convention-east-peoria-il/)
- [Insurtech Insights USA | New York, NY](https://cogitate.com/events/insurtech-insights-usa-new-york-ny/): We just couldn’t miss out on attending the USA’s leading Insurtech Conference! We’ll be in attendance to stay up to...
- [NAMIC Farm Mutual Forum 2025 | Minneapolis, MN](https://cogitate.com/events/namic-farm-mutual-forum-2025-minneapolis-minnesota/): Farm Mutual Forum is an annual gathering of small-to-medium-sized farm mutual insurance company leaders. At Forum, managers, directors, state association...
- [Accelerate by NetVU 2025 | Charlotte, NC](https://cogitate.com/events/accelerate-by-netvu-2025-charlotte-nc/): Accelerate by NetVU is the perfect opportunity to connect with us! Our team will be on-site to learn more about...
- [TMPAA Mid-Year Meeting 2025 | Dallas, TX](https://cogitate.com/events/tmpaa-mid-year-meeting-2025-dallas-tx/): Coming out to Dallas for the TMPAA Mid-Year Meeting? Now is the perfect time to connect with our team to...
- [Auto Insurance Report 2025 | Palm Beach, Florida](https://cogitate.com/events/auto-insurance-report/): We’re looking forward to meeting with you at the 2025 Auto Insurance Report National Conference on May 4-6. We have...
- [AAIS Main Event 2025 | Clearwater, FL](https://cogitate.com/events/aais-main-event/): AAIS Main Event 2025 is the perfect opportunity to connect with us! Our team will be on-site to learn more...
- [WSIA Underwriting Summit 2025 | Phoenix, AZ](https://cogitate.com/events/2025-wsia-underwriting-summit/): The 2025 WSIA Underwriting Summit was held March 9-12 in Phoenix, AZ. The Underwriting Summit offers designated time for networking...
- [NAMIC Commercial & Personal Lines Seminar | Chicago, IL](https://cogitate.com/events/namic-commercial-personal-lines-seminar-chicago-il/): This annual event gathers commercial and personal lines underwriting, product development, and loss control professionals for three days of education, relationship-building, personal growth, and industry insight.


## Pages

- [Insurance Pro-Rata Premium Calculator](https://cogitate.com/insurance-pro-rata-premium-calculator/)
- [Calculator](https://cogitate.com/calculator/)
- [No Access](https://cogitate.com/no-access/)
- [Term of Use](https://cogitate.com/term-of-use/)
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">First Notice of Loss Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/carrier-fnol-platform-for-personal-auto/): Insurance carrier looking for an FNOL solution? Cogitate offers a cloud-native First Notice of Loss platform tailored for personal auto claims.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">First Notice of Loss Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/mga-fnol-platform-for-personal-auto/): Cogitate provides MGAs with a cloud-native FNOL platform for personal auto insurance—boosting efficiency and enhancing customer satisfaction.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">First Notice of Loss Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/program-admin-fnol-platform-for-personal-auto/): Cogitate offers a cloud-native First Notice of Loss platform for personal auto program admins—built to streamline FNOL and improve outcomes.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/program-admin-claims-platform-for-professional-liability/): Cogitate delivers a robust claims platform for program admins in professional liability insurance, designed to improve speed and compliance.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/program-admin-claims-platform-for-farm-insurance/): Program admin for farm insurance? Cogitate provides a cloud-based claims platform tailored for the agricultural insurance segment.13.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/program-admin-claims-platform-for-inland-marine/): Looking for an inland marine claims solution? Cogitate equips program admins with a cloud-native platform for streamlined claims management.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/program-admin-claims-platform-for-builders-risk/): Cogitate’s cloud-native platform supports program admins handling builders risk insurance claims with speed and accuracy.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/program-admin-claims-platform-for-bop/): Administering Business Owners Policy (BOP) claims? Cogitate offers program admins a cloud-native claims platform tailored for efficiency.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/program-admin-claims-platform-for-general-liability/): Program admin in general liability insurance? Cogitate’s claims platform supports your end-to-end P&C claims operations.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/program-admin-claims-platform-for-commercial-auto/): Cogitate helps program admins manage commercial auto insurance claims with a powerful, cloud-native platform built for the P&C industry.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/program-admin-claims-platform-for-commercial-property/): Cogitate delivers a complete cloud-native claims platform for program admins managing commercial property insurance claims.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/program-admin-claims-platform-for-renters-insurance/): Program admin seeking a renters insurance claims platform? Cogitate’s modern solution is purpose-built for P&C claims efficiency.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/program-admin-claims-platform-for-flood-insurance/): Need a flood insurance claims platform for program admins? Cogitate offers a robust cloud-native platform for streamlined claims processing.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/program-admin-claims-platform-for-personal-umbrella/): Searching for a claims platform for personal umbrella insurance? Cogitate’s cloud-native solution is designed for program admins in the P&C sector.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/program-admin-claims-platform-for-personal-auto/): Are you a program admin looking for a personal auto claims platform? Cogitate’s cloud-native platform simplifies claims for P&C insurance program administrators.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/program-admin-claims-platform-for-homeowners/): Are you a program admin looking for a claims platform for homeowners? Cogitate provides a cloud-native, comprehensive solution tailored for P&C program administrators.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/program-admin-policy-platform-for-commercial-property/): Are you a Program Admin looking for a policy platform for commercial property. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/program-admin-billing-platform-for-professional-liability/): Are you a Program Admin looking for a billing platform for professional liability. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/program-admin-billing-platform-for-farm-insurance/): Are you a Program Admin looking for a billing platform for farm insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/program-admin-billing-platform-for-inland-marine/): Are you a Program Admin looking for a billing platform for inland marine. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/program-admin-billing-platform-for-builders-risk/): Are you a Program Admin looking for a billing platform for builders risk. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/program-admin-billing-platform-for-bop/): Are you a Program Admin looking for a billing platform for BOP. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/program-admin-billing-platform-for-general-liability/): Are you a Program Admin looking for a billing platform for general liability. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/program-admin-billing-platform-for-commercial-auto/): Are you a Program Admin looking for a billing platform for commercial auto. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/program-admin-billing-platform-for-commercial-property/): Are you a Program Admin looking for a billing platform for commercial property. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/program-admin-billing-platform-for-renters-insurance/): Are you a Program Admin looking for a billing platform for renters insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/program-admin-billing-platform-for-flood-insurance/): Are you a Program Admin looking for a billing platform for flood insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/program-admin-billing-platform-for-personal-umbrella/): Are you a Program Admin looking for a billing platform for personal umbrella. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/program-admin-billing-platform-for-personal-auto/): Are you a Program Admin looking for a billing platform for personal auto. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/program-admin-billing-platform-for-homeowners/): Are you a Program Admin looking for a billing platform for homeowners. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/program-admin-policy-platform-for-professional-liability/): Are you a Program Admin looking for a policy platform for professional liability. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/program-admin-policy-platform-for-farm-insurance/): Are you a Program Admin looking for a policy platform for farm insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/program-admin-policy-platform-for-inland-marine/): Are you a Program Admin looking for a policy platform for inland marine. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/program-admin-policy-platform-for-builders-risk/): Are you a Program Admin looking for a policy platform for builders risk. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/program-admin-policy-platform-for-bop/): Are you a Program Admin looking for a policy platform for BOP. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/program-admin-policy-platform-for-general-liability/): Are you a Program Admin looking for a policy platform for general liability. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/program-admin-policy-platform-for-commercial-auto/): Are you a Program Admin looking for a policy platform for commercial auto. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/program-admin-policy-platform-for-renters-insurance/): Are you a Program Admin looking for a policy platform for renters insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/program-admin-policy-platform-for-flood-insurance/): Are you a Program Admin looking for a policy platform for flood insurance. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/program-admin-policy-platform-for-personal-umbrella/): Are you a Program Admin looking for a policy platform for personal umbrella. Cogitate offers cloud-native, microservices architected core platform.
- [Are You a <span class="orange_text">Program Admin</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/program-admin-policy-platform-for-personal-auto/): Are you a Program Admin looking for a policy platform for personal auto. Cogitate offers cloud-native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/mga-billing-platform-for-professional-liability/): Are you an MGA looking for a billing platform for For Professional Liability? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/mga-billing-platform-for-farm-insurance/): Are you an MGA looking for a billing platform for For Farm? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/mga-billing-platform-for-inland-marine/): Are you an MGA looking for a billing platform for For Inland Marine? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/mga-billing-platform-for-builders-risk/): Are you an MGA looking for a billing platform for For Builders Risk? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/mga-billing-platform-for-bop/): Are you an MGA looking for a billing platform for For Bop? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/mga-billing-platform-for-general-liability/): Are you an MGA looking for a billing platform for For General Liability? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/mga-billing-platform-for-commercial-auto/): Are you an MGA looking for a billing platform for For Commercial Auto? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/mga-billing-platform-for-commercial-property/): Are you an MGA looking for a billing platform for For Commercial Property? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/mga-billing-platform-for-renters-insurance/): Are you an MGA looking for a billing platform for For Renters? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/mga-billing-platform-for-flood-insurance/): Are you an MGA looking for a billing platform for For Flood? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/mga-billing-platform-for-personal-umbrella/): Are you an MGA looking for a billing platform for For Personal Umbrella? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/mga-billing-platform-for-personal-auto/): Are you an MGA looking for a billing platform for For Personal Auto? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/mga-billing-platform-for-homeowners/): Are you an MGA looking for a billing platform for For Homeowners? Cogitate offers P&C insurance MGAs a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/carrier-billing-platform-for-professional-liability/): Are you a carrier looking for a billing platform for professional liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/carrier-billing-platform-for-farm-insurance/): Are you a carrier looking for a billing platform for farm. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/mga-policy-platform-for-professional-liability/): Are you an MGA looking for a policy platform for professional liability. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/mga-policy-platform-for-farm-insurance/): Are you an MGA looking for a policy platform for farm. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/mga-policy-platform-for-inland-marine/): Are you an MGA looking for a policy platform for marine. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/mga-policy-platform-for-builders-risk/): Are you an MGA looking for a policy platform for builders risk. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/mga-policy-platform-for-bop/): Are you an MGA looking for a policy platform for business policy owners (BOP). Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/mga-policy-platform-for-general-liability/): Are you an MGA looking for a policy platform for general liability. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/mga-policy-platform-for-commercial-auto/): Are you an MGA looking for a policy platform for commercial auto. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/mga-policy-platform-for-commercial-property/): Are you an MGA looking for a policy platform for commercial property. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/mga-policy-platform-for-renters-insurance/): Are you an MGA looking for a policy platform for renters. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/mga-policy-platform-for-flood-insurance/): Are you an MGA looking for a policy platform for flood. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/mga-policy-platform-for-personal-umbrella/): Are you an MGA looking for a policy platform for personal umbrella. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/mga-policy-platform-for-personal-auto/): Are you an MGA looking for a policy platform for personal auto. Cogitate offers Cloud native, microservices architected core platform.
- [Are You an <span class="orange_text">MGA</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/mga-policy-platform-for-homeowners/): Are you an MGA looking for a policy platform for homeowners. Cogitate offers Cloud native, microservices architected core platform.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/carrier-claims-platform-for-professional-liability/): Are you a carrier looking for a claims platform for professional liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/carrier-claims-platform-for-farm-insurance/): Are you a carrier looking for a claims platform for farm. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/carrier-claims-platform-for-bop/): Are you a carrier looking for a claims platform for business policy owners (BOP). Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/carrier-claims-platform-for-general-liability/): Are you a carrier looking for a claims platform for general liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/carrier-claims-platform-for-commercial-auto/): Are you a carrier looking for a claims platform for commercial auto. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/carrier-claims-platform-for-renters-insurance/): Are you a carrier looking for a claims platform for renters. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/carrier-claims-platform-for-flood-insurance/): Are you a carrier looking for a claims platform for flood. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/carrier-claims-platform-for-personal-umbrella/): Are you a carrier looking for a claims platform for personal umbrella. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Claims Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/carrier-claims-platform-for-homeowners/): Are you a carrier looking for a claims platform for homeowners. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/carrier-billing-platform-for-inland-marine/): Are you a carrier looking for a billing platform for marine. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/carrier-billing-platform-for-builders-risk/): Are you a carrier looking for a billing platform for builders risk. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/carrier-billing-platform-for-bop/): Are you a carrier looking for a billing platform for business policy owners (BOP). Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/carrier-billing-platform-for-general-liability/): Are you a carrier looking for a billing platform for general liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/carrier-billing-platform-for-commercial-auto/): Are you a carrier looking for a billing platform for commercial auto. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/carrier-billing-platform-for-commercial-property/): Are you a carrier looking for a billing platform for commercial property. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Renters Insurance?</span>](https://cogitate.com/carrier-billing-platform-for-renters/): Are you a carrier looking for a billing platform for renters. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Flood Insurance?</span>](https://cogitate.com/carrier-billing-platform-for-flood/): Are you a carrier looking for a billing platform for flood. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Umbrella?</span>](https://cogitate.com/carrier-billing-platform-for-personal-umbrella/): Are you a carrier looking for a billing platform for personal umbrella. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Personal Auto?</span>](https://cogitate.com/carrier-billing-platform-for-personal-auto/): Are you a carrier looking for a billing platform for personal auto. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Billing Platform</span> for <span class="orange_text">Homeowners?</span>](https://cogitate.com/carrier-billing-platform-for-homeowners/): Are you a carrier looking for a billing platform for homeowners. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Professional Liability?</span>](https://cogitate.com/carrier-policy-platform-for-professional-liability/): Are you a carrier looking for a policy platform for professional liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Farm Insurance?</span>](https://cogitate.com/carrier-policy-platform-for-farm/): Are you a carrier looking for a policy platform for farm. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Inland Marine?</span>](https://cogitate.com/carrier-policy-platform-for-inland-marine/): Are you a carrier looking for a policy platform for marine. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Builders Risk?</span>](https://cogitate.com/carrier-policy-platform-for-builders-risk/): Are you a carrier looking for a policy platform for builders risk. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">BOP?</span>](https://cogitate.com/carrier-policy-platform-for-bop/): Are you a carrier looking for a policy platform for business policy owners (BOP). Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">General Liability?</span>](https://cogitate.com/carrier-policy-platform-for-general-liability/): Are you a carrier looking for a policy platform for general liability. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Auto?</span>](https://cogitate.com/carrier-policy-platform-for-commercial-auto/): Are you a carrier looking for a policy platform for commercial auto. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.
- [Are You a <span class="orange_text">Carrier</span> Looking for a <span class="orange_text">Policy Platform</span> for <span class="orange_text">Commercial Property?</span>](https://cogitate.com/carrier-policy-platform-for-commercial-property/): Are you a carrier looking for a policy platform for commercial property. Cogitate offers P&C insurance carriers a comprehensive, cloud-native solution.


## News

- [Cogitate Named to the 2026 Inc. 5000 List of America&#039;s Fastest-Growing Private Companies](https://cogitate.com/news/cogitate-2026-inc-5000-fastest-growing-companies/)
- [Vital Coverage Insurance Services Launches First-of-Its-Kind Program on Cogitate’s Platform](https://cogitate.com/news/vital-coverage-insurance-services-launches-first-of-its-kind-program-on-cogitates-platform/)
- [Bridge Specialty Group Launches Personal Lines Digital Marketplace Powered by Cogitate](https://cogitate.com/news/bridge-specialty-group-launches-personal-lines-marketplace-with-cogitate/)
- [Farmers Mutual Insurance Company of Macon selects Cogitate’s DigitalEdge Insurance Platform](https://cogitate.com/news/farmers-mutual-insurance-company-of-macon-selects-cogitate/)
- [Cogitate Makes the 2025 Inc. 5000 List of America’s Fastest-Growing Private Companies](https://cogitate.com/news/cogitate-makes-the-2025-inc-5000-list-of-americas-fastest-growing-private-companies/)
- [Cogitate and Xceedance Partner to Help Colorado FAIR Plan Launch New Residual Market Insurer in 16 Weeks](https://cogitate.com/news/cogitate-to-help-colorado-fair-plan-launch-new-residual-market-insurer-in-16-weeks/): Cogitate Technology Solutions announces its partnership with ePayPolicy to offer policyholders the flexibility and convenience to pay by method of choice.
- [Cogitate Achieves Outstanding Net Promoter Score of 9.8](https://cogitate.com/news/cogitate-achieves-outstanding-net-promoter-score-of-9-8/)
- [Cogitate Launch Embark's New Embedded Insurance Program in 8 Weeks](https://cogitate.com/news/cogitate-launch-embarks-new-embedded-insurance-program-in-8-weeks/): Cogitate launches Embark's DigitalEdge Policy and Billing platform in just two months to meet new homeowner market demand in Florida.
- [Cogitate and LenderDock Announce Partnership](https://cogitate.com/news/cogitate-and-lenderdock-announce-partnership/): Cogitate has integrated LenderDock’s NOTiFi™ with DigitalEdge Billing, enabling seamless exchange of billing information with lending institutions.
- [ARU Launches New Farm, Ranch, & Rural Estates Insurance Program On Cogitate's DigitalEdge Platform](https://cogitate.com/news/aru-launches-new-farm-ranch-rural-estates-insurance-program-on-cogitates-digitaledge-platform/): ARU launches new Farm, Ranch & Rural Estates Insurance on Cogitate DigitalEdge Policy and Billing in just 17 weeks, setting a new industry benchmark for rapid deployment.
- [Datos Insights Announces Falcon Risk Services Winner of the 2024 Insurance Technology Impact Award](https://cogitate.com/news/datos-insights-announces-falcon-risk-services-winner-of-the-2024-insurance-technology-impact-award/): Cogitate congratulates Falcon Risk Services for the recognition received from Datos Insights. Falcon Risk Services has been awarded the 2024 Datos Insights Impact Award for the Core Technology category.
- [Falcon Risk Services Digitizes Professional Liability Offering on Cogitate DigitalEdge Insurance Solutions](https://cogitate.com/news/falcon-risk-services-digitizes-professional-liability-offering-on-cogitate-digitaledge-insurance-solutions/): Falcon Risk Services, has gone live on both Cogitate’s DigitalEdge Policy and DigitalEdge Claims solutions to manage the full lifecycle of its professional lines of coverage.
- [Cogitate Announces Partnership with One Inc](https://cogitate.com/news/cogitate-announces-partnership-with-one-inc/): Cogitate, a provider of cloud-native core policy, billing, and claim applications for insurers, is pleased to announce its partnership with One Inc, the leading digital payments network for the insurance industry.
- [Cogitate Names Chief Technology Officer](https://cogitate.com/news/cogitate-names-chief-technology-officer/)
- [Cogitate Joins AAIS Partner Program](https://cogitate.com/news/cogitate-joins-aais-partner-program/): We are thrilled to join the AAIS Partner Program and offer its Members the most updated solutions through Cogitate’s DigitalEdge Insurance Platform.
- [Cogitate and sanctions.io Announce Partnership](https://cogitate.com/news/cogitate-and-sanctions-io-announce-partnership/): Cogitate announces its new partnership with sanctions.io, a cost-effective solution for real-time anti-money laundering and sanctions screening.
- [Cogitate Partners with ePayPolicy](https://cogitate.com/news/cogitate-partners-with-epaypolicy/): Cogitate Technology Solutions announces its partnership with ePayPolicy to offer policyholders the flexibility and convenience to pay by method of choice.
- [Intelligent Underwriting Platform Enhanced through New Partnership with Confianza](https://cogitate.com/news/intelligent-underwriting-platform-enhanced-through-new-partnership-with-confianza/): Cogitate Technology Solutions announces the pre-integration of Confianza’s property and auto data sets with DigitalEdge Insurance Platform to enhance data validation at submission, strengthen risk selection, and support renewals with real-time data.
- [Cogitate Technology Solutions and e2Value Announce Partnership](https://cogitate.com/news/cogitate-technology-solutions-and-e2value-announce-partnership/): Cogitate Technology Solutions and e2Value announce their partnership to offer pre-integrated, enhanced property intelligence data with Cogitate’s DigitalEdge Insurance Platform.
- [First Tier Underwriters Selects Cogitate to Digitalize Underwriting and Policy Operations](https://cogitate.com/news/first-tier-underwriters-selects-cogitate-to-digitalize-underwriting-and-policy-operations/): Cogitate Technology Solutions announced today that First Tier Underwriters (FTU) has selected Cogitate DigitalEdge Policy (DEP) to replace its proprietary policy system.
- [Cogitate Expands Leadership Team to Drive Innovation and Delivery, Welcoming Niraj Trivedi and Siddharth Kotwal](https://cogitate.com/news/cogitate-expands-leadership-team-to-drive-innovation-and-delivery-welcoming-niraj-trivedi-and-siddharth-kotwal/): Cogitate Technology Solutions welcomes two new leadership roles to the organization with the appointment of Niraj Trivedi, Chief Architect, and Siddharth Kotwal, Senior Vice President, Delivery & Quality.
- [Prioritizing User Experience, FTP Moves to Cogitate Digital<i>Edge</i> Policy Platform](https://cogitate.com/news/prioritizing-user-experience-ftp-moves-to-cogitate-digitaledge-policy-platform/): FTP Inc., one of New Jersey’s largest insurance wholesalers of commercial and personal property and casualty lines, partners with Cogitate Technology Solutions
- [Treaty Oak selects Cogitate’s MGA core platform to increase speed-to-market and accelerate market share growth in commercial transportation insurance](https://cogitate.com/news/treaty-oak-selects-cogitates-mga-core-platform-to-increase-speed-to-market-and-accelerate-market-share-growth-in-commercial-transportation-insurance/): Cogitate, a future-ready property and casualty insurance technology innovator, announced today that Treaty Oak General Agency will join the company’s fast-growing list of MGA clients by adopting CogitateDigitalEdge, cloud-native policy and distribution platform.
- [Tushar Bholé joins Cogitate as Executive Vice President of Sales & Partnerships](https://cogitate.com/news/tushar-bhole-joins-cogitate-as-executive-vice-president-of-sales-partnerships/): Cogitate Technology Solutions, a future ready P&C technology innovator, announced the appointment of Tushar Bholé an experienced Professional in Core Insurance Platforms as Executive Vice President for Sales and Partnerships.
- [Cogitate to implement digital underwriting and distribution of commercial transportation for ENGS](https://cogitate.com/news/cogitate-to-implement-digital-underwriting-and-distribution-of-commercial-transportation-for-engs/): Cogitate Technology Solutions, a future-ready P&C insurance technology innovator, announced today that ENGS insurance will be digitizing their systems with Cogitate DigitalEdge for their commercial transportation business.
- [Insurtech leader and Industry veteran, Piyush Singh, CPCU, joins the Board of Directors of Cogitate Technology Solutions](https://cogitate.com/news/insurtech-leader-and-industry-veteran-piyush-singh-cpcu-joins-the-board-of-directors-of-cogitate-technology-solutions/): Cogitate Technology Solutions (“Cogitate”), a leader in accelerating digital insurance technology announced today that Piyush Singh, a Insurtech space leader and an insurance industry veteran has joined the company’s Board of Directors as its first outside Director.
- [Southern General Insurance replaces its legacy systems with Cogitate Digital<i>Edge</i> Platform](https://cogitate.com/news/southern-general-insurance-replaces-its-legacy-systems-with-cogitate-digitaledge-platform-2/): Southern General Insurance Company (“SGIC”), is set to overhaul its legacy system – Sapiens SIS – with Cogitate DigitalEdge Insurance Platform.
- [Traders Insurance modernizes claims technology with Cogitate Claims Management System](https://cogitate.com/news/traders-insurance-modernizes-claims-technology-with-cogitate-claims-management-system/): Traders Insurance, a privately owned regional insurance company based in Kansas City, Missouri replaced its legacy claim system with Cogitate’s Claims Management System to modernize claims operations with the latest technology.
- [Cogitate further expands Digital Solutions for the P&C insurance sector with the acquisition of Axiom, Inc.](https://cogitate.com/news/cogitate-further-expands-digital-solutions-for-the-pc-insurance-sector-with-the-acquisition-of-axiom-inc/): Cogitate, a leader in accelerating digital insurance for Wholesale Brokers, MGAs, and Carriers, has announced the acquisition of Axiom, a Claims & Billing software provider for Property and Casualty Insurance.
- [Arvind Kaushal speaks to Insight Success about Delivering Future-ready, Digitally Accelerated Insurance](https://cogitate.com/news/arvind-kaushal-speaks-to-insight-success-about-delivering-future-ready-digitally-accelerated-insurance/): The insurance industry is ripe for digital transformation. By sheer market size, it is one of the largest industries. InsurTech companies are taking over sizable market share from existing companies
- [New England Excess Exchange selects Cogitate Digital<i>Edge</i> to drive digital transformation](https://cogitate.com/news/new-england-excess-exchange-selects-cogitate-digitaledge-to-drive-digital-transformation-2/): New England Excess Exchange, New England’s premier independent Wholesale Broker and MGA serving independent agents for more than 40 years, has selected Cogitate DigitalEdge as its insurance digitalization platform.
- [Cogitate Launches Cyber Liability Solution Within Flagship Digital<i>Edge</i> Platform](https://cogitate.com/news/cogitate-launches-cyber-liability-solution-within-flagship-digitaledge-platform/): Cogitate has launched a Cyber Liability rate, quote, bind, issue, and post-sale service (endorsements, cancelations, reinstatements, renewals, etc.) within its next-gen digital insurance flagship solution, DigitalEdge.
- [Cogitate Implements and Expands Digital Acceleration Platform for RPS Personal Lines](https://cogitate.com/news/cogitate-implements-and-expands-digital-acceleration-platform-for-rps-personal-lines/): Cogitate has expanded RPS’s Personal Lines digital platform for multiple personal property lines for new business and post-sale services.
- [Cogitate Launches Commercial Auto Solution Within Flagship Digital<i>Edge</i> Platform](https://cogitate.com/news/cogitate-launches-commercial-auto-solution-within-flagship-digitaledge-platform/): Cogitate has launched a Commercial Auto rate, quote, bind, issue, and post-sale service (endorsements, cancellations, reinstatements, renewals, etc.) within its next-gen digital insurance flagship solution, DigitalEdge.
- [Cogitate Hires Lava Jois as Vice President of Enterprise Architecture](https://cogitate.com/news/cogitate-hires-lava-jois-as-vice-president-of-enterprise-architecture/): Cogitate Technology Solutions, a future ready P&C insuretech innovator, announced today the appointment of Lava Jois, as Vice President of Enterprise Architecture.
- [Risk Placement Services Selects Cogitate Digital Insurance](https://cogitate.com/news/risk-placement-services-selects-cogitate-digital-insurance/): Risk Placement Services (RPS)—the country’s largest managing general agency with 80 branch offices and satellite locations—will be digitizing their system with Cogitate Digital Insurance for personal lines.


## Testimonials

- [Justin Krone](https://cogitate.com/testimonials/justin-krone/)
- [Joe Failla](https://cogitate.com/testimonials/joe-failla-bsg/)
- [Geoffrey Crater](https://cogitate.com/testimonials/geoffrey-crater-2/)
- [Kelly Campbell](https://cogitate.com/testimonials/kelly-campbell-executive-director-colorado-fair-plan/): The teams did amazing work to deliver an end-to-end digital insurance management platform to underwrite, issue, and service policies and...
- [Jai Prakash](https://cogitate.com/testimonials/jai-prakash/): The speed of implementation with Cogitate’s DigitalEdge Policy and Billing, surpassed our expectations, enabling our new product launch to be...
- [ARU - William G. Johnson III](https://cogitate.com/testimonials/aru-william-g-johnson-iii/): We are thrilled to have launched the U. S. ’s first and only national E&S Farm, Ranch, and Rural Estates...
- [Brian Foley](https://cogitate.com/testimonials/brian-foley/): We are very excited about working with Cogitate. Their innovative digital platform will further strengthen our ability to offer an...
- [Karlyn Carnahan](https://cogitate.com/testimonials/karlyn-carnahan/): In the rapidly changing insurance industry, insurers are turning to digital business models to stay relevant and competitive. Digitalization of...
- [MGA -NEEE](https://cogitate.com/testimonials/mga-nee/): Partnering with Cogitate is another step toward our long-term goal of digital transformation. We are pleased to work with a...
- [PMIC](https://cogitate.com/testimonials/pmic-2/): As we began to implement Cogitate Claims, we were not only greatly impressed with the quality of the solution, and...
- [Traders](https://cogitate.com/testimonials/test2-2/): Several of our friends in the business use the Cogitate solution. They highly recommended Cogitate for their industry expertise, solution...
- [Claims –SGIC](https://cogitate.com/testimonials/claims-sgic/): Cogitate Demand Management solution has so many features and benefits. We have significantly enhanced control over attorney demand claims exposure...

#
# Detailed Content


## Leadership

> Lava brings more than two decades of technology architecture expertise to Cogitate. His consultative skillset is invaluable to our team, most recently honed with Cloud By McKinsey where he guided clients through transformative cloud migration strategies.

- Published: 2024-10-01
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/lava-jois/

- Published: 2024-10-01
- Modified: 2026-04-02
- URL: https://cogitate.com/leadership/rekha-kaushal/

> As a VP - Products and Innovation at Cogitate, Ashish heads the product development initiatives, including the Low-code/no-code (LCNC) and Digital Edge platforms, focusing on digital transformation across the insurance ecosystem.

- Published: 2024-10-01
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/ashish-nair/

> Pam brings a decade of insurance content creation to her role as Director of Marketing and Communications at Cogitate.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/pam-simpson/

> Siddharth is a highly experienced IT professional with over two decades of experience leading and managing complex software delivery engagements in the Insurance Industry, including Fortune 500 Tier-1 clients.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/siddharth-kotwal/

> Nikhil is responsible for Cogitate India’s day-to-day and strategic operations, including human resources, corporate services, and administration.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/nikhil-murarka/

> As an Enterprise Sales Leader, Tushar Bholé has been at the leading edge of Core Insurance Technology platforms in Insurance for 20+ years.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/tushar-bhole/

> Samir brings over three decades of technology design, implementation, and client success with expertise in claims, billing, and policy solutions.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/samir-salem/

> Piyush offers multifaceted perspectives to the Board of Directors as a thought leader and successful innovator in the insurtech space, an experienced CIO in the carrier arena, and a strategic consultant to financial corporations.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/piyush-singh/

> As Chairman of Insurance House Holdings, Inc., Jill brings extensive career experience and domain knowledge to Cogitate.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/dr-jill-k-jinks/

- Published: 2024-09-30
- Modified: 2026-08-25
- URL: https://cogitate.com/leadership/jacqueline-m-schaendorf/

> Arvind is a seasoned executive with nearly 3 decades of software experience in the financial and insurance sectors. Before co-founding and serving as the CEO of Cogitate, he held operational and leadership roles including CIO and CFO of Insurance House Holdings, which owns Southern General Insurance Company and the intermediary Insurance House.

- Published: 2024-09-30
- Modified: 2024-12-18
- URL: https://cogitate.com/leadership/arvind-kaushal/



## Resources

- Published: 2026-08-31
- Modified: 2026-08-31
- URL: https://cogitate.com/resources/evaluate-claims-automation-software-pc-carriers/

- Published: 2026-08-26
- Modified: 2026-08-31
- URL: https://cogitate.com/resources/personal-auto-carrier-reduced-claims-cycle-time-by-days/

- Published: 2026-08-18
- Modified: 2026-08-31
- URL: https://cogitate.com/resources/auto-carriers-reduce-claims-cycle-time/

- Published: 2026-08-13
- Modified: 2026-08-13
- URL: https://cogitate.com/resources/from-manual-to-modern-how-falcon-risk-services-built-trust-in-embedded-ai-submission-processing/

- Published: 2026-08-07
- Modified: 2026-08-31
- URL: https://cogitate.com/resources/insurance-underwriting-software-quote-to-bind/

- Published: 2026-07-31
- Modified: 2026-07-31
- URL: https://cogitate.com/resources/ai-submission-intake-insurance-underwriting/

- Published: 2026-07-30
- Modified: 2026-07-30
- URL: https://cogitate.com/resources/cogitator-pov-humans-in-the-lead-friction-on-the-run/

- Published: 2026-07-28
- Modified: 2026-07-31
- URL: https://cogitate.com/resources/bridge-specialty-group-launches-digital-marketplace-for-superior-agent-experience/

- Published: 2026-07-14
- Modified: 2026-08-05
- URL: https://cogitate.com/resources/how-to-improve-submission-quality-before-underwriting/

- Published: 2026-07-10
- Modified: 2026-08-05
- URL: https://cogitate.com/resources/how-non-standard-auto-insurer-improved-bind-ratio-6-to-40/

- Published: 2026-06-24
- Modified: 2026-08-05
- URL: https://cogitate.com/resources/how-to-improve-quote-to-bind-performance-in-pc-insurance/

- Published: 2026-06-09
- Modified: 2026-07-15
- URL: https://cogitate.com/resources/ecosystem-partner-pov-how-to-automate-mortgagee-notifications-for-insurers/

- Published: 2026-05-21
- Modified: 2026-06-18
- URL: https://cogitate.com/resources/turning-a-specialty-insurance-vision-into-a-multi-state-reality/

- Published: 2026-05-20
- Modified: 2026-06-15
- URL: https://cogitate.com/resources/digitaledge-for-farm/

- Published: 2026-05-19
- Modified: 2026-08-13
- URL: https://cogitate.com/resources/demonstrating-ai-assistants-for-data-query-and-legal-review/

- Published: 2026-05-06
- Modified: 2026-05-11
- URL: https://cogitate.com/resources/deep-thinking-digest-april-2026/

- Published: 2026-04-24
- Modified: 2026-05-21
- URL: https://cogitate.com/resources/southern-general-insurance-company-launches-cogitates-ai-powered-insurance-platform-for-personal-auto/

- Published: 2026-04-16
- Modified: 2026-05-04
- URL: https://cogitate.com/resources/national-carriers-dominant-but-at-a-crossroads/

- Published: 2026-04-06
- Modified: 2026-04-17
- URL: https://cogitate.com/resources/part-3-the-role-of-ai-in-wholesale-workflows/

- Published: 2026-04-06
- Modified: 2026-04-17
- URL: https://cogitate.com/resources/part-2-balancing-the-needs-of-two-critical-stakeholders-agents-underwriters/

- Published: 2026-04-06
- Modified: 2026-05-06
- URL: https://cogitate.com/resources/part-1-agent-adoption-and-the-frictionless-experience/

- Published: 2026-02-19
- Modified: 2026-02-19
- URL: https://cogitate.com/resources/cogitator-pov-why-cogitate/

- Published: 2026-02-12
- Modified: 2026-02-19
- URL: https://cogitate.com/resources/defining-velocity-through-outcomes/

- Published: 2026-02-12
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/the-big-win-powerful-digital-ecosystems/

- Published: 2026-02-11
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/driving-results-with-data-in-2026/

- Published: 2026-02-11
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/deep-thinking-digest-january-2026-pc-insurance-software-newsletter/

- Published: 2026-02-09
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/insurance-underwriting-and-ai-in-2026/

- Published: 2026-02-06
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/business-impact-of-insurance-technology-in-2026/

- Published: 2026-02-03
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/security-and-innovation-in-insurance-2026/

- Published: 2026-02-02
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/agentic-ai-orchestrating-your-workflows-in-2026/

- Published: 2026-01-26
- Modified: 2026-03-12
- URL: https://cogitate.com/resources/top-4-causes-of-claims-delays-and-how-to-eliminate-them/

- Published: 2026-01-22
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/winning-in-a-digital-first-insurance-market-in-2026-technology-trends/

- Published: 2026-01-21
- Modified: 2026-02-12
- URL: https://cogitate.com/resources/what-technology-must-deliver-in-2026-a-ceos-view/

- Published: 2026-01-14
- Modified: 2026-02-02
- URL: https://cogitate.com/resources/top-security-standards-every-insurer-should-check/

- Published: 2026-01-13
- Modified: 2026-06-10
- URL: https://cogitate.com/resources/ecosystem-partner-pov-managemy-on-digital-policyholder-engagement/

- Published: 2026-01-02
- Modified: 2026-05-21
- URL: https://cogitate.com/resources/insurance-journals-ai-tools-for-mga-demo-day-2025/

- Published: 2025-11-26
- Modified: 2026-01-13
- URL: https://cogitate.com/resources/beyond-technology-what-makes-a-true-insurance-tech-partner/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://cogitate.com/resources/deep-thinking-digest-october-2025/

- Published: 2025-10-30
- Modified: 2025-10-30
- URL: https://cogitate.com/resources/signals-time-to-switch-your-insurance-platform/

- Published: 2025-10-21
- Modified: 2026-03-12
- URL: https://cogitate.com/resources/benefits-of-pre-integrated-ecosystems-to-pc-carriers/

- Published: 2025-10-15
- Modified: 2026-03-12
- URL: https://cogitate.com/resources/reducing-pc-claims-leakage-with-automation-and-audit-trails/

- Published: 2025-10-09
- Modified: 2026-03-12
- URL: https://cogitate.com/resources/tracking-your-kpis-in-real-time-for-pc-insurance/

- Published: 2025-09-24
- Modified: 2025-09-26
- URL: https://cogitate.com/resources/reimagining-the-insurance-experience/

- Published: 2025-09-18
- Modified: 2026-05-20
- URL: https://cogitate.com/resources/colorado-fair-plan-launches-digitaledge-insurance-platform-as-insurer-of-last-resort/

- Published: 2025-09-16
- Modified: 2026-04-15
- URL: https://cogitate.com/resources/reimagining-user-experience-to-strengthen-agent-partnerships/

- Published: 2025-08-27
- Modified: 2026-08-20
- URL: https://cogitate.com/resources/ecosystem-partner-pov-zestyai-on-game-changing-ai-driven-risk-models/

- Published: 2025-08-21
- Modified: 2026-03-01
- URL: https://cogitate.com/resources/top-3-benefits-of-automating-pc-insurance-workflows/

- Published: 2025-08-21
- Modified: 2026-03-01
- URL: https://cogitate.com/resources/why-carriers-and-mgas-are-doubling-down-on-insurtech-partnerships/

- Published: 2025-07-24
- Modified: 2025-07-25
- URL: https://cogitate.com/resources/deep-thinking-digest-july-2025/

- Published: 2025-07-16
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/thought-driven-automation-leveraging-ai-agents-for-acceleration-in-insurance-2/

- Published: 2025-07-16
- Modified: 2025-07-24
- URL: https://cogitate.com/resources/customer-pov-bringing-private-market-experience-to-the-launch-of-colorado-fair-plan/

> AI-driven policy risk assessment enables insurers to go beyond the surface and uncover insights that static models often miss.

- Published: 2025-06-26
- Modified: 2025-07-16
- URL: https://cogitate.com/resources/future-trends-in-use-of-ai-for-policy-risk-assessment-and-data-analysis/

> MGAs have always occupied a unique and valuable place in the insurance distribution ecosystem.

- Published: 2025-06-26
- Modified: 2025-06-27
- URL: https://cogitate.com/resources/why-mgas-need-purpose-built-technology-to-stay-competitive/

> Explore how insurtech platforms reduce operational costs through automation, AI, low-code tools, and scalable cloud solutions.

- Published: 2025-05-22
- Modified: 2025-05-22
- URL: https://cogitate.com/resources/how-insurtech-solutions-reduce-operational-costs-for-insurers/

> Discover how Policy accelerates submissions, reduces errors, and enhances agent-underwriter collaboration.

- Published: 2025-05-22
- Modified: 2025-07-16
- URL: https://cogitate.com/resources/benefits-of-streamlining-pc-insurance-policy-submission-process/

- Published: 2025-05-08
- Modified: 2025-05-08
- URL: https://cogitate.com/resources/deep-thinking-digest-april-2025/

> Learn how AI is reshaping the FNOL process through our AI-Powered Multilingual IVR Chatbots solution.

- Published: 2025-05-08
- Modified: 2025-05-09
- URL: https://cogitate.com/resources/reimagining-claims-intake-with-ai-the-future-of-fnol/

- Published: 2025-04-23
- Modified: 2025-09-19
- URL: https://cogitate.com/resources/the-role-of-ai-in-insurance-technology/

> Discover how digital claims platforms enhance fraud detection & boost claims accuracy through AI, automation, and real-time data integration.

- Published: 2025-04-21
- Modified: 2025-04-21
- URL: https://cogitate.com/resources/how-pc-platforms-can-improve-speed-and-accuracy-in-claims/

> Discover how Cogitate's digital insurance platform is scalable, low-code, and AI-powered solution drives speed, flexibility, and growth.

- Published: 2025-04-21
- Modified: 2025-04-21
- URL: https://cogitate.com/resources/how-to-choose-the-right-digital-insurance-software-for-your-business/

> Discover how an efficient First Notice of Loss process enhances customer satisfaction and loyalty in the insurance industry.

- Published: 2025-04-08
- Modified: 2025-04-09
- URL: https://cogitate.com/resources/the-importance-of-a-seamless-fnol-process-in-customer-retention/

> Learn why FNOL is crucial in insurance and how digital solutions streamline claims, reduce delays, and enhance policyholder experience.

- Published: 2025-04-08
- Modified: 2025-04-23
- URL: https://cogitate.com/resources/why-a-first-notice-of-loss-fnol-experience-is-crucial/

- Published: 2025-04-08
- Modified: 2025-09-15
- URL: https://cogitate.com/resources/how-digital-policy-management-reduces-errors-and-saves-time-for-agents/

> Learn what to look for in insurance claims management software, from automation to user experience, to help streamline operations & improve efficiency.

- Published: 2025-04-08
- Modified: 2025-04-09
- URL: https://cogitate.com/resources/key-features-to-look-for-in-insurance-claims-management-software/

- Published: 2025-03-26
- Modified: 2026-05-20
- URL: https://cogitate.com/resources/digitaledge-policy-for-flood/

- Published: 2025-02-26
- Modified: 2026-06-10
- URL: https://cogitate.com/resources/epaypolicys-strategic-approach-to-chargeback-prevention-in-the-insurance-industry/

> Cogitate’s DemandAssist, an innovative AI-powered solution, is transforming the way claims managers handle these challenges.

- Published: 2025-01-29
- Modified: 2025-02-10
- URL: https://cogitate.com/resources/how-demandassist-simplifies-identification-and-management-of-attorney-time-limit-demand-letters/

> Learn how digital insurance software simplifies policy management and why it is indispensable for modern insurers.

- Published: 2025-01-29
- Modified: 2025-02-10
- URL: https://cogitate.com/resources/streamlining-policy-management-with-digital-insurance-software/

- Published: 2025-01-28
- Modified: 2025-01-29
- URL: https://cogitate.com/resources/time-limit-demand-letters-101-a-case-for-demandassist/

> Here’s a quick recap of the news from Cogitate in Q4. Get inspired to innovate and achieve new goals for growth in 2025.

- Published: 2025-01-14
- Modified: 2025-01-17
- URL: https://cogitate.com/resources/deep-thinking-digest-january-2025/

- Published: 2024-12-20
- Modified: 2026-01-30
- URL: https://cogitate.com/resources/demandassist-brings-peace-of-mind-to-claims-leader/

> FinTech Global released its 2024 selection for the Insurtech100 report and Cogitate is proud to be included! Cogitate rose out of 2,100 nominations to the list.

- Published: 2024-11-28
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/cogitate-named-to-insurtech100-report/

> While the insurance industry is often characterized as less than innovative, the implementations we’re involved in are exciting for both our clients and our developers.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/removing-the-grunt/

> The recent wildfires in Maui, Hawaii – a profitable market for insurers and long considered low-risk – have been an eye-opener for insurers as the damages are assessed and rebuild anticipated.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/maui-fires-the-latest-spotlight-on-cost-to-rebuild-in-inflationary-times/

> Our latest whitepaper, 3+ Keys to Proactive Underwriting delves into the transformative realm of intelligent underwriting and how it can revolutionize user experience from submission through bind and servicing.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/unleashing-the-power-of-intelligent-underwriting/

> October is Cybersecurity Awareness Month and as providers of digital insurance solutions, we are participating in spreading the word to our industry. First, we share the official theme of 2024, “Secure Our World.”

- Published: 2024-10-10
- Modified: 2025-04-07
- URL: https://cogitate.com/resources/secure-our-world/

> Our team is headed to WSIA Insurtech Conference 2024 in April! We’ll be facilitating an exciting Executive Round Table on the Role of Data Science in E&S Markets.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/role-of-data-science-in-es-markets/

> The role of automation and AI assistance in underwriting is rapidly evolving, and here at Cogitate we’re excited about the results our clients are experiencing on our underwriting workbench.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/a-game-changing-underwriting-platform/

> Cogitate is a well positioned Contender with more MGA clients than 50% of those Established Players, and 100% retention since established in 2012.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/cogitate-is-a-serious-contender-in-the-mga-core-systems-space/

> Cogitaters were excited to wake up this morning and find that CNBC and Statista had included Cogitate within its Global 150 Top Insurtech Companies list for 2024.

- Published: 2024-10-10
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/the-worlds-top-insurtech-companies-2024/

- Published: 2024-09-01
- Modified: 2025-08-28
- URL: https://cogitate.com/resources/ai-solutions-powered-by-caira/

> September has arrived and with it, conference season commences! We’ll be hitting the road to demonstrate our rapid implementation process and the new AI customer initiatives powered by CogitateLabs

- Published: 2024-09-01
- Modified: 2025-01-14
- URL: https://cogitate.com/resources/deep-thinking-digest-september-2024/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/cogitate-rater/

> Look for our July release of an upgrade to DemandAssist with large language modeling for even greater accuracy in identifying and managing attorney demand letters.

- Published: 2024-09-01
- Modified: 2024-12-31
- URL: https://cogitate.com/resources/deep-thinking-digest-june-2024/

- Published: 2024-09-01
- Modified: 2026-06-10
- URL: https://cogitate.com/resources/ecosystem-partner-pov-sanctions-io-on-underwriting-intelligence-and-professional-lines/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/key-tech-insights-from-industry-leaders/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/wsia-insurtech-2024-cogitate-presents/

- Published: 2024-09-01
- Modified: 2026-06-10
- URL: https://cogitate.com/resources/ecosystem-partner-pov-e2value-on-property-intelligence-underwriting/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/traders-modernizes-claims-system-for-superior-experience/

- Published: 2024-09-01
- Modified: 2026-04-24
- URL: https://cogitate.com/resources/preferred-mutual-insurance-company-adopts-modern-claims-system/

> Watch on-demand as leaders from Southern General Insurance Company, Bridge Specialty Group, Risk Placement Services (RPS), and Falcon Risk Services share their honest reveal of new tech initiatives.

- Published: 2024-09-01
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/ready-set-innovate-industry-leaders-target-data-ai-and-distribution/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/digitaledge-policy/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/digitaledge-billing/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/national-mga-speeds-cycle-times-and-more/

- Published: 2024-09-01
- Modified: 2026-05-20
- URL: https://cogitate.com/resources/cogitate-demandassist/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/digitaledge-claims/

- Published: 2024-09-01
- Modified: 2026-06-10
- URL: https://cogitate.com/resources/ecosystem-partner-pov-confianza-on-intelligence-and-underwriting-auto-lines/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/3-keys-to-proactive-underwriting/

> In this new video presented by WSIA, Jacqueline shares her experience in the E&S market to support career awareness about the industry.

- Published: 2024-09-01
- Modified: 2024-12-24
- URL: https://cogitate.com/resources/cogitates-jacqueline-schaendorf-on-the-opportunities-in-the-es-industry/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/sgic-finds-savings-and-peace-of-mind-with-demandassist/

- Published: 2024-09-01
- Modified: 2026-04-14
- URL: https://cogitate.com/resources/claims-intelligence-predictive-modeling-data-validation/



## Events

- Published: 2026-08-17
- Modified: 2026-08-27
- URL: https://cogitate.com/events/iamic-2026-annual-convention-east-peoria-il/

- Published: 2026-08-02
- Modified: 2026-08-27
- URL: https://cogitate.com/events/2026-119th-pamic-annual-convention-oxon-md/

- Published: 2026-06-03
- Modified: 2026-06-10
- URL: https://cogitate.com/events/insurtech-insights-usa-new-york-ny-2/

- Published: 2026-05-12
- Modified: 2026-05-21
- URL: https://cogitate.com/events/namic-farm-mutual-forum-2026-nashville-tn/

- Published: 2026-04-28
- Modified: 2026-05-07
- URL: https://cogitate.com/events/tmpaa-mid-year-meeting-2026-dallas-tx/

- Published: 2026-04-19
- Modified: 2026-05-07
- URL: https://cogitate.com/events/aais-main-event-2026-hollywood-fl/

- Published: 2026-04-12
- Modified: 2026-05-21
- URL: https://cogitate.com/events/auto-insurance-report-2026-dana-point-ca/

- Published: 2026-03-22
- Modified: 2026-03-24
- URL: https://cogitate.com/events/wsia-underwriting-summit-2026-nashville-tn/

- Published: 2026-02-01
- Modified: 2026-02-19
- URL: https://cogitate.com/events/2026-mafmic-annual-convention/

- Published: 2025-11-12
- Modified: 2025-12-22
- URL: https://cogitate.com/events/wsia-2025-edutech-connect-orlando-fl/

- Published: 2025-11-03
- Modified: 2025-12-22
- URL: https://cogitate.com/events/mamic-2025-columbia-mo/

- Published: 2025-10-20
- Modified: 2025-10-23
- URL: https://cogitate.com/events/tmpaa-annual-summit-scottsdale-az/

- Published: 2025-10-14
- Modified: 2025-10-23
- URL: https://cogitate.com/events/itc-vegas-2025-las-vegas-nv/

- Published: 2025-10-07
- Modified: 2025-10-30
- URL: https://cogitate.com/events/cogitate-user-conference-2025/

- Published: 2025-09-28
- Modified: 2025-10-23
- URL: https://cogitate.com/events/namic-annual-convention-2025-san-diego-ca/

- Published: 2025-09-14
- Modified: 2025-12-22
- URL: https://cogitate.com/events/wsia-annual-marketplace-2025-san-diego-ca/

- Published: 2025-09-07
- Modified: 2025-09-10
- URL: https://cogitate.com/events/wamic-annual-2025-convention-stevens-point-wi/

- Published: 2025-08-18
- Modified: 2025-09-10
- URL: https://cogitate.com/events/iamic-2025-annual-convention-east-peoria-il/

- Published: 2025-06-04
- Modified: 2025-06-04
- URL: https://cogitate.com/events/insurtech-insights-usa-new-york-ny/

- Published: 2025-05-20
- Modified: 2025-06-04
- URL: https://cogitate.com/events/namic-farm-mutual-forum-2025-minneapolis-minnesota/

- Published: 2025-05-06
- Modified: 2025-05-23
- URL: https://cogitate.com/events/accelerate-by-netvu-2025-charlotte-nc/

- Published: 2025-05-06
- Modified: 2025-05-23
- URL: https://cogitate.com/events/tmpaa-mid-year-meeting-2025-dallas-tx/

- Published: 2025-05-05
- Modified: 2025-05-23
- URL: https://cogitate.com/events/auto-insurance-report/

- Published: 2025-04-06
- Modified: 2025-04-15
- URL: https://cogitate.com/events/aais-main-event/

- Published: 2025-03-09
- Modified: 2025-04-15
- URL: https://cogitate.com/events/2025-wsia-underwriting-summit/

> This annual event gathers commercial and personal lines underwriting, product development, and loss control professionals for three days of education, relationship-building, personal growth, and industry insight.

- Published: 2025-03-05
- Modified: 2025-04-15
- URL: https://cogitate.com/events/namic-commercial-personal-lines-seminar-chicago-il/



## Pages

- Published: 2025-11-10
- Modified: 2026-02-12
- URL: https://cogitate.com/insurance-pro-rata-premium-calculator/

- Published: 2025-08-06
- Modified: 2026-01-27
- URL: https://cogitate.com/calculator/

- Published: 2025-06-02
- Modified: 2026-07-13
- URL: https://cogitate.com/term-of-use/

- Published: 2024-11-04
- Modified: 2025-09-12
- URL: https://cogitate.com/calculator2/

> Cogitate Technology Solutions has an experienced team of thought leaders, with over 75 years of experience of running insurance business. Our Leadership Team deeply understands insurance and its challenges.

- Published: 2024-10-24
- Modified: 2024-12-19
- URL: https://cogitate.com/leadership-team/

- Published: 2024-10-24
- Modified: 2026-08-19
- URL: https://cogitate.com/digitaledge-policy/

- Published: 2024-10-24
- Modified: 2026-08-19
- URL: https://cogitate.com/distribution-management/

- Published: 2024-10-24
- Modified: 2026-08-20
- URL: https://cogitate.com/digitaledge-claims/

- Published: 2024-10-24
- Modified: 2026-08-19
- URL: https://cogitate.com/first-notice-of-loss/

- Published: 2024-10-24
- Modified: 2026-08-19
- URL: https://cogitate.com/demandassist/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/request-a-demo/

- Published: 2024-10-24
- Modified: 2026-07-16
- URL: https://cogitate.com/why-cogitate/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/event-list/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/privacy-policy/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/videos/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/product-brief/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/whitepapers/

- Published: 2024-10-24
- Modified: 2026-07-13
- URL: https://cogitate.com/case-studies/

- Published: 2024-10-11
- Modified: 2026-07-13
- URL: https://cogitate.com/our-customers/

- Published: 2024-10-10
- Modified: 2026-07-13
- URL: https://cogitate.com/articles/

- Published: 2024-10-01
- Modified: 2026-07-16
- URL: https://cogitate.com/digitaledge-technology/

- Published: 2024-10-01
- Modified: 2026-08-19
- URL: https://cogitate.com/digitaledge-billing/

- Published: 2024-09-30
- Modified: 2026-08-27
- URL: https://cogitate.com/digital-engagement/

- Published: 2024-09-30
- Modified: 2026-08-27
- URL: https://cogitate.com/api-ecosystem/

- Published: 2024-09-30
- Modified: 2026-08-27
- URL: https://cogitate.com/ai-data-analytics/

- Published: 2024-09-30
- Modified: 2026-08-27
- URL: https://cogitate.com/low-code-no-code/

- Published: 2024-09-30
- Modified: 2026-07-13
- URL: https://cogitate.com/careers/

- Published: 2024-09-23
- Modified: 2026-01-27
- URL: https://cogitate.com/term-of-use-old/

- Published: 2024-09-19
- Modified: 2026-07-14
- URL: https://cogitate.com/program-administrators/

- Published: 2024-09-19
- Modified: 2026-07-14
- URL: https://cogitate.com/mga/

- Published: 2024-09-19
- Modified: 2026-07-16
- URL: https://cogitate.com/specialty-lines/

- Published: 2024-09-19
- Modified: 2026-07-16
- URL: https://cogitate.com/commercial-lines/

- Published: 2024-09-19
- Modified: 2026-07-13
- URL: https://cogitate.com/associations/

- Published: 2024-09-19
- Modified: 2026-07-13
- URL: https://cogitate.com/carrier-integrations/

- Published: 2024-09-19
- Modified: 2026-07-13
- URL: https://cogitate.com/partner-integrations/

- Published: 2024-09-19
- Modified: 2026-07-14
- URL: https://cogitate.com/carriers/

- Published: 2024-09-16
- Modified: 2026-07-16
- URL: https://cogitate.com/personal-lines/

- Published: 2024-09-11
- Modified: 2026-07-13
- URL: https://cogitate.com/news-list/

- Published: 2024-09-02
- Modified: 2026-07-13
- URL: https://cogitate.com/contact/

- Published: 2024-09-02
- Modified: 2026-07-13
- URL: https://cogitate.com/resource-landing/

- Published: 2024-09-02
- Modified: 2026-08-27
- URL: https://cogitate.com/



## News

- Published: 2026-08-11
- Modified: 2026-08-11
- URL: https://cogitate.com/news/cogitate-2026-inc-5000-fastest-growing-companies/

- Published: 2026-05-04
- Modified: 2026-05-11
- URL: https://cogitate.com/news/vital-coverage-insurance-services-launches-first-of-its-kind-program-on-cogitates-platform/

- Published: 2026-04-28
- Modified: 2026-05-11
- URL: https://cogitate.com/news/bridge-specialty-group-launches-personal-lines-marketplace-with-cogitate/

- Published: 2025-11-03
- Modified: 2026-04-07
- URL: https://cogitate.com/news/farmers-mutual-insurance-company-of-macon-selects-cogitate/

- Published: 2025-08-12
- Modified: 2025-08-12
- URL: https://cogitate.com/news/cogitate-makes-the-2025-inc-5000-list-of-americas-fastest-growing-private-companies/

> Cogitate Technology Solutions announces its partnership with ePayPolicy to offer policyholders the flexibility and convenience to pay by method of choice.

- Published: 2025-06-10
- Modified: 2025-07-14
- URL: https://cogitate.com/news/cogitate-to-help-colorado-fair-plan-launch-new-residual-market-insurer-in-16-weeks/

- Published: 2025-05-22
- Modified: 2026-07-17
- URL: https://cogitate.com/news/cogitate-achieves-outstanding-net-promoter-score-of-9-8/

> Cogitate launches Embark's DigitalEdge Policy and Billing platform in just two months to meet new homeowner market demand in Florida.

- Published: 2025-04-18
- Modified: 2025-04-21
- URL: https://cogitate.com/news/cogitate-launch-embarks-new-embedded-insurance-program-in-8-weeks/

> Cogitate has integrated LenderDock’s NOTiFi™ with DigitalEdge Billing, enabling seamless exchange of billing information with lending institutions.

- Published: 2025-04-15
- Modified: 2025-04-15
- URL: https://cogitate.com/news/cogitate-and-lenderdock-announce-partnership/

> ARU launches new Farm, Ranch & Rural Estates Insurance on Cogitate DigitalEdge Policy and Billing in just 17 weeks, setting a new industry benchmark for rapid deployment.

- Published: 2025-04-04
- Modified: 2025-04-04
- URL: https://cogitate.com/news/aru-launches-new-farm-ranch-rural-estates-insurance-program-on-cogitates-digitaledge-platform/

> Cogitate congratulates Falcon Risk Services for the recognition received from Datos Insights. Falcon Risk Services has been awarded the 2024 Datos Insights Impact Award for the Core Technology category.

- Published: 2024-09-19
- Modified: 2024-12-19
- URL: https://cogitate.com/news/datos-insights-announces-falcon-risk-services-winner-of-the-2024-insurance-technology-impact-award/

> Falcon Risk Services, has gone live on both Cogitate’s DigitalEdge Policy and DigitalEdge Claims solutions to manage the full lifecycle of its professional lines of coverage.

- Published: 2024-09-12
- Modified: 2024-12-19
- URL: https://cogitate.com/news/falcon-risk-services-digitizes-professional-liability-offering-on-cogitate-digitaledge-insurance-solutions/

> Cogitate, a provider of cloud-native core policy, billing, and claim applications for insurers, is pleased to announce its partnership with One Inc, the leading digital payments network for the insurance industry.

- Published: 2024-09-05
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-announces-partnership-with-one-inc/

- Published: 2024-06-01
- Modified: 2025-11-06
- URL: https://cogitate.com/news/cogitate-names-chief-technology-officer/

> We are thrilled to join the AAIS Partner Program and offer its Members the most updated solutions through Cogitate’s DigitalEdge Insurance Platform.

- Published: 2024-04-29
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-joins-aais-partner-program/

> Cogitate announces its new partnership with sanctions.io, a cost-effective solution for real-time anti-money laundering and sanctions screening.

- Published: 2024-03-20
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-and-sanctions-io-announce-partnership/

> Cogitate Technology Solutions announces its partnership with ePayPolicy to offer policyholders the flexibility and convenience to pay by method of choice.

- Published: 2024-01-30
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-partners-with-epaypolicy/

> Cogitate Technology Solutions announces the pre-integration of Confianza’s property and auto data sets with DigitalEdge Insurance Platform to enhance data validation at submission, strengthen risk selection, and support renewals with real-time data.

- Published: 2023-12-05
- Modified: 2024-12-19
- URL: https://cogitate.com/news/intelligent-underwriting-platform-enhanced-through-new-partnership-with-confianza/

> Cogitate Technology Solutions and e2Value announce their partnership to offer pre-integrated, enhanced property intelligence data with Cogitate’s DigitalEdge Insurance Platform.

- Published: 2023-10-12
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-technology-solutions-and-e2value-announce-partnership/

> Cogitate Technology Solutions announced today that First Tier Underwriters (FTU) has selected Cogitate DigitalEdge Policy (DEP) to replace its proprietary policy system.

- Published: 2023-08-07
- Modified: 2025-04-10
- URL: https://cogitate.com/news/first-tier-underwriters-selects-cogitate-to-digitalize-underwriting-and-policy-operations/

> Cogitate Technology Solutions welcomes two new leadership roles to the organization with the appointment of Niraj Trivedi, Chief Architect, and Siddharth Kotwal, Senior Vice President, Delivery & Quality.

- Published: 2023-08-03
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-expands-leadership-team-to-drive-innovation-and-delivery-welcoming-niraj-trivedi-and-siddharth-kotwal/

> FTP Inc., one of New Jersey’s largest insurance wholesalers of commercial and personal property and casualty lines, partners with Cogitate Technology Solutions

- Published: 2023-07-19
- Modified: 2024-12-19
- URL: https://cogitate.com/news/prioritizing-user-experience-ftp-moves-to-cogitate-digitaledge-policy-platform/

> Cogitate, a future-ready property and casualty insurance technology innovator, announced today that Treaty Oak General Agency will join the company’s fast-growing list of MGA clients by adopting CogitateDigitalEdge, cloud-native policy and distribution platform.

- Published: 2022-12-15
- Modified: 2024-12-19
- URL: https://cogitate.com/news/treaty-oak-selects-cogitates-mga-core-platform-to-increase-speed-to-market-and-accelerate-market-share-growth-in-commercial-transportation-insurance/

> Cogitate Technology Solutions, a future ready P&C technology innovator, announced the appointment of Tushar Bholé an experienced Professional in Core Insurance Platforms as Executive Vice President for Sales and Partnerships.

- Published: 2022-11-16
- Modified: 2024-12-19
- URL: https://cogitate.com/news/tushar-bhole-joins-cogitate-as-executive-vice-president-of-sales-partnerships/

> Cogitate Technology Solutions, a future-ready P&C insurance technology innovator, announced today that ENGS insurance will be digitizing their systems with Cogitate DigitalEdge for their commercial transportation business.

- Published: 2022-10-10
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-to-implement-digital-underwriting-and-distribution-of-commercial-transportation-for-engs/

> Cogitate Technology Solutions (“Cogitate”), a leader in accelerating digital insurance technology announced today that Piyush Singh, a Insurtech space leader and an insurance industry veteran has joined the company’s Board of Directors as its first outside Director.

- Published: 2022-09-19
- Modified: 2024-12-19
- URL: https://cogitate.com/news/insurtech-leader-and-industry-veteran-piyush-singh-cpcu-joins-the-board-of-directors-of-cogitate-technology-solutions/

> Southern General Insurance Company (“SGIC”), is set to overhaul its legacy system – Sapiens SIS – with Cogitate DigitalEdge Insurance Platform.

- Published: 2022-08-10
- Modified: 2024-12-19
- URL: https://cogitate.com/news/southern-general-insurance-replaces-its-legacy-systems-with-cogitate-digitaledge-platform-2/

> Traders Insurance, a privately owned regional insurance company based in Kansas City, Missouri replaced its legacy claim system with Cogitate’s Claims Management System to modernize claims operations with the latest technology.

- Published: 2022-07-13
- Modified: 2024-12-19
- URL: https://cogitate.com/news/traders-insurance-modernizes-claims-technology-with-cogitate-claims-management-system/

> Cogitate, a leader in accelerating digital insurance for Wholesale Brokers, MGAs, and Carriers, has announced the acquisition of Axiom, a Claims & Billing software provider for Property and Casualty Insurance.

- Published: 2022-05-06
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-further-expands-digital-solutions-for-the-pc-insurance-sector-with-the-acquisition-of-axiom-inc/

> The insurance industry is ripe for digital transformation. By sheer market size, it is one of the largest industries. InsurTech companies are taking over sizable market share from existing companies

- Published: 2022-01-07
- Modified: 2024-12-19
- URL: https://cogitate.com/news/arvind-kaushal-speaks-to-insight-success-about-delivering-future-ready-digitally-accelerated-insurance/

> New England Excess Exchange, New England’s premier independent Wholesale Broker and MGA serving independent agents for more than 40 years, has selected Cogitate DigitalEdge as its insurance digitalization platform.

- Published: 2021-10-11
- Modified: 2024-12-19
- URL: https://cogitate.com/news/new-england-excess-exchange-selects-cogitate-digitaledge-to-drive-digital-transformation-2/

> Cogitate has launched a Cyber Liability rate, quote, bind, issue, and post-sale service (endorsements, cancelations, reinstatements, renewals, etc.) within its next-gen digital insurance flagship solution, DigitalEdge.

- Published: 2021-08-31
- Modified: 2025-04-10
- URL: https://cogitate.com/news/cogitate-launches-cyber-liability-solution-within-flagship-digitaledge-platform/

> Cogitate has expanded RPS’s Personal Lines digital platform for multiple personal property lines for new business and post-sale services.

- Published: 2021-08-20
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-implements-and-expands-digital-acceleration-platform-for-rps-personal-lines/

> Cogitate has launched a Commercial Auto rate, quote, bind, issue, and post-sale service (endorsements, cancellations, reinstatements, renewals, etc.) within its next-gen digital insurance flagship solution, DigitalEdge.

- Published: 2021-07-01
- Modified: 2024-12-19
- URL: https://cogitate.com/news/cogitate-launches-commercial-auto-solution-within-flagship-digitaledge-platform/

> Cogitate Technology Solutions, a future ready P&C insuretech innovator, announced today the appointment of Lava Jois, as Vice President of Enterprise Architecture.

- Published: 2021-05-17
- Modified: 2025-04-07
- URL: https://cogitate.com/news/cogitate-hires-lava-jois-as-vice-president-of-enterprise-architecture/

> Risk Placement Services (RPS)—the country’s largest managing general agency with 80 branch offices and satellite locations—will be digitizing their system with Cogitate Digital Insurance for personal lines.

- Published: 2020-12-09
- Modified: 2024-12-19
- URL: https://cogitate.com/news/risk-placement-services-selects-cogitate-digital-insurance/



## Testimonials

- Published: 2026-06-11
- Modified: 2026-06-11
- URL: https://cogitate.com/testimonials/justin-krone/

- Published: 2026-05-22
- Modified: 2026-05-22
- URL: https://cogitate.com/testimonials/joe-failla-bsg/

- Published: 2025-12-08
- Modified: 2025-12-08
- URL: https://cogitate.com/testimonials/geoffrey-crater-2/

- Published: 2025-06-11
- Modified: 2025-06-11
- URL: https://cogitate.com/testimonials/kelly-campbell-executive-director-colorado-fair-plan/

- Published: 2025-04-21
- Modified: 2025-04-21
- URL: https://cogitate.com/testimonials/jai-prakash/

- Published: 2025-04-07
- Modified: 2025-04-07
- URL: https://cogitate.com/testimonials/aru-william-g-johnson-iii/

- Published: 2024-11-11
- Modified: 2024-11-11
- URL: https://cogitate.com/testimonials/brian-foley/

- Published: 2024-11-11
- Modified: 2024-11-11
- URL: https://cogitate.com/testimonials/karlyn-carnahan/

- Published: 2024-10-24
- Modified: 2024-11-28
- URL: https://cogitate.com/testimonials/mga-nee/

- Published: 2024-10-24
- Modified: 2024-11-28
- URL: https://cogitate.com/testimonials/pmic-2/

- Published: 2024-10-24
- Modified: 2024-11-28
- URL: https://cogitate.com/testimonials/test2-2/

- Published: 2024-09-04
- Modified: 2024-12-03
- URL: https://cogitate.com/testimonials/claims-sgic/