New Customer! Farmers Mutual Insurance Company of Macon selects Cogitate. Read More Here.

Winning in a Digital-First Insurance Market in 2026

P&C Leaders’ Outlook 2026 - page bannerThere’s more data available than ever, and with the right tools, we can dig deeper, well beyond three or four dimensions of analysis. We can uncover combinations and patterns we wouldn’t have seen before. But insights are only useful if you can act on them quickly. That’s why agility in your tech stack matters. You want to make a change and deploy it fast, not get stuck in a months-long protocol.”

-Jacqueline Schaendorf, CPCU, CEO of Southern General Insurance Co. and Co-founder of Cogitate

We asked our leadership team to share their perspective on where the insurance industry is headed, the role technology will play, and what it will take to win in 2026.

Gain insights into winning initiatives for 2026:

  • Real-time interactive data insights
  • AI agentic orchestration to power greater operational efficiency and improved user experience
  • Claims as a strategic lever
  • Building velocity with configuration tools and self-service capabilities
  • and more…

Get to know our team and how we think about data, AI, security, delivery, customer service, and more in this Outlook 2026.

In 2026, AI has to move beyond surface-level automation. It needs to actively assist underwriters in triaging submissions, identifying the best risks to bind, and surfacing the right insights at the right moment. That’s where agentic systems matter. They’re responding to prompts while at the same time orchestrating workflows and guiding outcomes.

-Arvind Kaushal, CEO and Co-founder of Cogitate

Pam Simpson | Director of Marketing and Communications

Pam brings a decade of insurance content creation to her role as Director of Marketing and Communications at Cogitate. Her passion for insurance technology and ecosystem partnerships stems from her former role as Director of Content Strategy and Research with Carrier Management and Insurance Journal working with stakeholders across the insurance value chain. She has authored numerous eBooks and research reports, hosted and produced webinars, and developed podcasts for the P&C Insurance Industry over her tenure. Find Pam on Linkedin