Purpose-built policy, billing, and claims platforms to address the demands and conditions of the commercial lines market.
Speed submissions, underwriting, and claims cycle times with technology built to streamline complex processes – tailored to your unique business needs.
Our platform is pre-built with content, workflows, and features to support Commercial Lines including:
Treaty Oak's adoption of DigitalEdge Policy solution has pleased agents and underwriters, and brought amazing results!
PMIC implemented Cogitate’s claims system for personal and commercial lines, for streamlined processes, and self-sufficiency.
Enjoy the benefits of a powerful platform with modern architecture designed to increase
operational capacity without additional overheads, enable speed to market and support rapid growth.
Give agents an elegant, bespoke submission experience with real-time underwriter engagement.
ROI begins in weeks with measurable results and exponential growth.
Your team will swiftly adopt and gain operational capacity.
Expand to new territories with new products with LCNC tools. We're here to help, but you won't need us.
Enhance the efficiency and productivity with no hidden charges and fees, and 'Pay-as-you-grow' model.
Enjoy the benefits of a powerful platform with modern architecture designed to increase operational capacity without additional overheads, enable speed to market and support rapid growth.
Give agents an elegant, bespoke submission experience with real-time underwriter engagement.
ROI begins in weeks with measurable results and exponential growth.
Your team will swiftly adopt and gain operational capacity.
Expand to new territories with new products with LCNC tools. We're here to help, but you won't need us.
Enhance the efficiency and productivity with no hidden charges and fees, and 'Pay-as-You-Grow model
Overcome the complexity and challenges of underwriting and managing commercial risks. All major commercial lines are built within the platform with the capability to rapidly add your next opportunity.
The teams did amazing work to deliver an end-to-end digital insurance management platform to underwrite, issue, and service policies and manage claims. We now have the tools to meet the unique needs of Colorado’s high-risk areas.
The speed of implementation with Cogitate's DigitalEdge Policy and Billing, surpassed our expectations, enabling our new product launch to be embedded in the home sales experience of large home builders. Integration with the builders' systems and distribution channel was critical and their team successfully implemented our requirements within an aggressive 2-month timeline.
We are thrilled to have launched the U.S.’s first and only national E&S Farm, Ranch, and Rural Estates package product on Cogitate’s platform. Leveraging modern technology is a core component of our strategy, and by harnessing Cogitate’s advanced capabilities, we have been able to bring our proprietary product to the market in record time.
In just 3 months, the team quoted 72% of the previous year’s total volume with no increase in headcount. This would equate to an annualized 200% increase in our volume capacity. We would not be where we are today if not for Cogitate.
We are very excited about working with Cogitate. Their innovative digital platform will further strengthen our ability to offer an unmatched channel partner and end-user customer experience. Also, this technology offers straight-through processing with built-in workflows for Underwriter approvals which will make it easy for our channel partners and customers to do business with us.
In the rapidly changing insurance industry, insurers are turning to digital business models to stay relevant and competitive. Digitalization of insurance is no longer a differentiator but has become table stakes to fulfil new customer demands. Insurers are looking for modern technologies to build out their digital ecosystem and transform the customer experience - for both channel partners and customers. Critically, these kinds of systems must integrate seamlessly with existing core insurance systems and have pre-integrations with third party data sources and insurance services. Many insurers are looking for a microservices-based architecture to drive flexibility and speed of implementation.
Partnering with Cogitate is another step toward our long-term goal of digital transformation. We are pleased to work with a technology vendor that truly understands the needs of the modern independent MGA. As the insurance distribution landscape changes, so do the needs of our agents. We are committed to putting our agents first; adopting software which increases the value that we add to our role in the industry, speeds turnaround time and enhances the customer experience.
As we began to implement Cogitate Claims, we were not only greatly impressed with the quality of the solution, and its flexibility; but also the deep working knowledge and professionalism of Cogitate’s entire team. The strength of the Cogitate team was not only in their technical knowledge in software development and integration but their knowledge of claims and the claim handling process.
Several of our friends in the business use the Cogitate solution. They highly recommended Cogitate for their industry expertise, solution capabilities and their friendly team who work with the customer to solve their issues. Our new claims system engages users throughout the claim lifecycle. It is helping our team to reinvigorate claims processes to improve customer experience, increase efficiency, and reduce operational cost. It is pre-integrated with various third-party data services and also with our other internal systems for real-time exchange of information.
Cogitate Demand Management solution has so many features and benefits. We have significantly enhanced control over attorney demand claims exposure with this software. DemandAssist solution helps us to ensure that no demand or a subsequent deadline is missed which can lead to bad faith. This is truly ‘sleep insurance’ for me when it comes to attorney demand letters. It’s an incredibly valuable tool for me as the Claims Vice President.
Industry trends, expert analysis, and actionable insights to help you unlock new potential.
