Intelligent insights support greater accuracy, speed, and transparency across policy and claims cycles.
Our platform’s rich features and reporting capabilities are enriched with AI and data analytics to offer intelligent insights to your business teams.
Leverage Cogitate's chatbot to upload and review documents, answer queries, and research the internet. Speed submissions with AI assisted document ingestion.
Apply predictive modeling to flag submissions with probability to bind scores or other critical indications that support UW efficiency.
Large Language Models and AI speed the identification of time-limit demands embedded in attorney demand letters, reducing manual efforts and human error.
AI-driven FNOL IVR leveraging Large Language Models (LLMs) provides intelligent, conversational intake for claim reporting. Caller intent and key details are extracted, auto-populating claims data for faster, accurate handling.
Evaluate your portfolio filtered by any data point to identify meaningful concentrations of policies by LOB, in specific zip codes, written by individual agents, by size of exposure.
Monitor your policy counts, retention ratios, and quote-to-bind ratios at the agency or underwriter level. Keep track of who is binding policies and performing well.
Run a book analysis of your rate changes prior to implementing for a fully transparent view of your pricing strategy.
Understand in real-time the status of every submission and policy across your portfolio, by LOB, state, and individual underwriter.
Evaluate your policies based on your most important underwriting parameters against individual staff members, agencies, and more.
Our Data Science team is dedicated to developing rich insights and features utilizing data and AI for significant productivity gains.
Our team of dedicated data scientists are an extension of your team. It's our job to show you new ways to leverage data and apply predictive models.
Through CogitateLabs, our Product & Innovation team is developing use cases for AI, LLM and ML to offer you productivity gains and greater insights.
Integration of data sources from existing systems and third-party providers furnishes a singular view on the unified platform.
Risk and performance reports are curated specifically for your lines of business, delivering real-time insights, customizable with ease.
We help you leverage your own data through extraction into your own data platform.
Our team of dedicated data scientists are an extension of your team. It's our job to show you new ways to leverage data and apply predictive models.
Through CogitateLabs, our Product & Innovation team is developing use cases for AI, LLM and ML to offer you productivity gains and greater insights.
Integration of data sources from existing systems and third-party providers furnishes a singular view on the unified platform.
Risk and performance reports are curated specifically for your lines of business, delivering real-time insights, customizable with ease.
We help you leverage your own data through extraction into your own data platform.
With Cogitate, your business initiatives are no longer at odds with your technology. Our solutions are designed to operationalize your goals for profitable growth, product innovation, and geographic expansion
Available For:
Solutions For:
In just 3 months, the team quoted 72% of the previous year’s total volume with no increase in headcount. This would equate to an annualized 200% increase in our volume capacity. We would not be where we are today if not for Cogitate.
We are very excited about working with Cogitate. Their innovative digital platform will further strengthen our ability to offer an unmatched channel partner and end-user customer experience. Also, this technology offers straight-through processing with built-in workflows for Underwriter approvals which will make it easy for our channel partners and customers to do business with us.
In the rapidly changing insurance industry, insurers are turning to digital business models to stay relevant and competitive. Digitalization of insurance is no longer a differentiator but has become table stakes to fulfil new customer demands. Insurers are looking for modern technologies to build out their digital ecosystem and transform the customer experience – for both channel partners and customers. Critically, these kinds of systems must integrate seamlessly with existing core insurance systems and have pre-integrations with third party data sources and insurance services. Many insurers are looking for a microservices-based architecture to drive flexibility and speed of implementation.
The speed of implementation with Cogitate’s DigitalEdge Policy and DigitalEdge Billing, surpassed our expectations, enabling our new Homeowners Program launch embedded in the home sales experience of large home builders.
Partnering with Cogitate is another step toward our long-term goal of digital transformation. We are pleased to work with a technology vendor that truly understands the needs of the modern independent MGA. As the insurance distribution landscape changes, so do the needs of our agents. We are committed to putting our agents first; adopting software which increases the value that we add to our role in the industry, speeds turnaround time and enhances the customer experience.
As we began to implement Cogitate Claims, we were not only greatly impressed with the quality of the solution, and its flexibility; but also the deep working knowledge and professionalism of Cogitate’s entire team. The strength of the Cogitate team was not only in their technical knowledge in software development and integration but their knowledge of claims and the claim handling process.
Several of our friends in the business use the Cogitate solution. They highly recommended Cogitate for their industry expertise, solution capabilities and their friendly team who work with the customer to solve their issues. Our new claims system engages users throughout the claim lifecycle. It is helping our team to reinvigorate claims processes to improve customer experience, increase efficiency, and reduce operational cost. It is pre-integrated with various third-party data services and also with our other internal systems for real-time exchange of information.
Cogitate Demand Management solution has so many features and benefits. We have significantly enhanced control over attorney demand claims exposure with this software. DemandAssist solution helps us to ensure that no demand or a subsequent deadline is missed which can lead to bad faith. This is truly ‘sleep insurance’ for me when it comes to attorney demand letters. It’s an incredibly valuable tool for me as the Claims Vice President.
Exploring the defining technology features of Cogitate DigitalEdge Platform.
DigitalEdge Insurance comes pre-integrated with over 60 third-party data and solution providers. Cogitate’s proprietary Adaptive API technology ™ offers seamless integrations with virtually any system and data source, so you you can easily work with best-in-class solutions.
Make market adjustments in real-time with Cogitate’s Configuration Hub – low tech, elegant tools for real impact. Whether responding to a new opportunity or risk, Configuration Hub gives your business teams the tools to change rules, rates, forms and territories at a moment’s notice.
The intuitive, elegant user experience is consistent across our platform. Unify your team’s experience through seamless integrations, modern UI, intelligent insights and AI assistance.
Industry trends, expert analysis, and actionable insights to help you unlock new potential.
