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CAIRA Amplifies Your Insurance Experience

One intelligence powering every moment

CAIRA seamlessly embeds AI across Policy, Claims, and Billing, bringing intelligent automation, contextual insights, and decision to your teams. Meet your digital coworker.

Policy Claims Billing DDM CAIRA AI orchestration platform Agent Underwriter Adjuster

Digital Coworker

One AI intelligence layer powering every product

CAIRA

TRUSTED BY LEADING INSURERS

Explore Lifecycle

Discover how CAIRA orchestrates AI across every stage of the lifecycle, delivering intelligent insights, automation, and decision support from Policy to Claims.

STAGE 01 — READ

Submission Intelligence

  • Reads All Submission Source Data
  • Extracts & Validates Risk Data
  • Underwriter Go Time

Agents Involved

  • AI
    Submission
  • Risk
    Validation
  • Triage
  • Underwriting
    Flow

STAGE 02 — EVALUATE

Risk Intelligence

  • Evaluates the Risk
  • Scores Fit to Appetite
  • Underwriter’s Final Call
Low Loss Ratio Target Class

Agents Involved

  • Quote
    Offer
  • Premium
    Adjust
  • Data
    Display

STAGE 03 — CONSTRUCT

Issuance Intelligence

  • Validates Clearance to Bind
  • Constructs the Policy
  • Issued, Ready to Send

Agents Involved

  • Forms

STAGE 04 — INSPECT

Inspection Intelligence

  • Checks Against Guidelines
  • Flags What Doesn’t Match
  • Keeps the Book Compliant

Agents Involved

  • Inspection
  • Renewal
  • Endorsement

STAGE 05 — TRACK

Revenue Intelligence

  • Tracks Premium Revenue Health
  • Where It's Growing, Holding, Leaking
  • Your Next Decision, Made Clear

Agents Involved

  • Data Lens
  1. STAGE 01 Read
  2. STAGE 02 Evaluate
  3. STAGE 03 Construct
  4. STAGE 04 Inspect
  5. STAGE 05 Track

CAIRA Delivers Measurable Business Outcomes

Built for P&C insurance. Designed to automate complex workflows with AI agents that work alongside your teams.

I was so glad we partnered with Cogitate on this because they really are experts in our platform. So anytime they optimize the platform, they’re inherently optimizing our AI and vice versa because there’s really a synergy we need to maintain.

Nell BairdAVP Operations, Falcon Risk Services

Bring Intelligence Into Every Decision.
Experience CAIRA.