New Announcement! Cogitate launches Embark in 8 weeks. Check out the press release here.

Are You a Program Admin Looking for a First Notice of Loss Platform for Personal Auto?

Cogitate Claims FNOL supports multi-channel submission and delivery of information for an impeccable user experience for today's Program Admins. Integrated with DigitalEdge Claims, it provides a true omni-channel experience to policyholders when they need you most.

  • 100%

    Successful
    Implementations
  • $1B+

    Direct Written
    Premium
  • $2.5B+

    Premium
    Billed
  • $6B+

    Claims
    Settled
  • 100%

    Customer
    Retention

Designed Specifically for Program Admins

Cogitate’s DigitalEdge Insurance Platform offers Program Admins a powerful platform, tailored with features to rapidly address market conditions and meet growth goals. End-to-end core platform with Policy, Billing, Claims, and Distribution Management. Powerful underwriting workbench levering automation, data integrations, and AI.

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World-Class First Notice of Loss (FNOL) Platform

At the moment of loss, offer your policyholders exceptional experience with an array of reporting options. Omni-channel FNOL is fully integrated with our Claims Hub for automated adjuster assignment and intelligence gathering.

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Built for Flexibility and Scale

We’ve built our platform to be flexible. Choose the modules you need, or adopt the entire tech stack. We’ve designed our platform to be 80%+ pre-configured out-of-the-box, yet easily customizable to address your specific business requirements today and as you grow.

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Why we are Better Together

Cogitate DigitalEdge Insurance Platform is powering peak performance and fueling growth with innovative products – delivered on time, on budget, zero risk.

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100% implementation success

Agile approach to visioning, innovation, piloting and launching capabilities in partnerships with customers has won highest praise from our 100% referenceable customers.

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speed of implementation

Our commitment to modern architecture and LCNC tools has paid off. We're launching new clients in 8-10 weeks.

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100% Customer retention

You'll be in good company with a user group that refers to us as their partners.

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innovative mindset

20%+ of our workforce is dedicated to research, innovation and product enhancements with a concentration in AI and Data Science, within CogitateLabs.

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fueling growth

Post implementations, our customers consistently boast exponential growth without adding to cost structure.

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solution advisory

Rich insurance and technology heritage uniquely position us to provide better solutions to unique problems. We speak insurance.

Are You Ready To Learn More About Our FNOL Platform?

Discover how our advanced FNOL platform, can offer your policyholders exceptional experience with an array of reporting options. Schedule a demo and explore its powerful features in action.

Our Customers

Cogitate is the preferred partner in the digitalization journey of P&C insurance carriers, MGAs, and program administrators. With award-winning technology, we bring real business impact to the operations of our customers – to help modernize their business, increase speed to market, and quickly adapt to the demands of agents and policyholders.

New England Excess Exchange
FTP INC
BB
Insurance House
Falcon Risk Services
Treatyoak
Engs Insurance Agency
FTU First Tier Underwriters
Traders Insurance
Assurance America
ISG
Embark General
Gorst & Compass Insurance
Farm Bureau Georgia
RPS
Sypher
JE Brown & Associates
Cover Whale
Bridge Specialty Group
Atrium
Southern General Insurance House
Preferred Mutual
ARU