Deep Thinking Digest – July 2026

Cogitating on insurance  Vol. 3, No. 2

Summer is here and we already find ourselves into Q3! At Cogitate, our data project is right on schedule to provide state of the art transparency, visualization, and intelligent query across the platform. More to come as dashboards are finalized!

Speaking of intelligence, on July 8th, Nell Baird, AVP of Operations for Falcon Risk Services, joined our Insurance Journal Demo Day “AI Tools for Underwriters” to showcase Falcon’s firsthand experience with Cogitate’s embedded AI. There’s no better way to see the operational impact of AI agent orchestration than through the eyes of the customer. We highly recommend the watch!

We also published fresh thought leadership from our team, including the new Vital Coverage Services case study, welcomed LenderDock into our Ecosystem Partner POV series, and released the Farm Insurance Product Brief for carriers managing complex agricultural risks.

On the events front, we had a productive spring at AAIS, TMPAA, NAMIC Farm Mutual Forum, and Insurtech Insights. Next up in August, we focus our attention on Mutuals with MAMAC and IAMIC. Our full schedule is listed below, and we’d love to connect!

Happy reading! ✨

🏅 Customer Spotlight – A New Customer Story

Vital Coverage Launches Payroll Protection Plus on DigitalEdge

A startup MGU brought a brand-new specialty product to market across 12 states in five months, running the full policy, billing, and claims operation with a two-person team.

Read more about a first-of-its-kind product launch, on DigitalEdge in record time

📢 In The News

• Bridge Specialty Group Launches Personal Lines Digital Marketplace powered by Cogitate, reaching 18,000+ users across 5,000 agencies with Markel as an early carrier participant. Covered by Insurance Journal and Insurance Business America.
• Vital Coverage launches Payroll Protection Plus, a first-of-its-kind specialty P&C product for physicians, dentists, and veterinarians, built on DigitalEdge. Featured in the full press release.
• Cogitate Named Top Digital Insurance Software 2026 by Insurance CIO Outlook. CEO Arvind Kaushal featured on how the right technology investments drive measurable outcomes. Read the feature.

Read our newest press releases here.

🆕 Noteworthy: New Content and Interviews  

• AI Tools for Underwriters: Insurance Journal Demo Day | Nell Baird, AVP of Operations at Falcon Risk Services, joined Cogitate on July 8th to show how Falcon uses embedded AI agents inside DigitalEdge Policy for submission intake and inspection matching. Watch the customer walk through it firsthand. Watch it here.
• National Carriers: Dominant, but at a Crossroads | Aaron Thielman, National Accounts Sales Leader, shares why scale alone is no longer enough and what large carriers need from their technology stack to compete. Read more.
• Ecosystem Partner POV: How to Automate Mortgagee Notifications | Frank Eubank, Founder and CEO of LenderDock, explains how NOTiFi and DigitalEdge Billing automate interested-party notices and escrow billing. Full interview here.
• Demonstrating AI Assistants for Data Query and Legal Review | Watch the CAIRA Lens Agent and AI DemandAssist Agent handle real insurance workflows: ad-hoc data queries, on-demand charts, and attorney demand letter identification. You will find the video on this page.
• Winning in a Digital-First Insurance Market in 2026 | Technology trends shaping how carriers, MGAs, and program administrators are winning new business and retaining policyholders this year. Read more and download detailed outlook here.
• The Big Win: Powerful Digital Ecosystems | Tushar Bholé, EVP Sales & Partnerships, on why MGAs and program administrators that invest in connected ecosystems are launching programs faster and retaining distribution partners longer. Read more.

🌱 DigitalEdge for Farm Insurance

View the Farm Insurance Platform Product Brief | Purpose-built for the complexity of farm, ranch, and rural risks.

What’s inside the brief:

• Satellite imagery mapping with quarter-mile radius property visualization
• Multi-mortgagee and loss payee management across dwellings, structures, and equipment
• Bulk upload of property details with data validation flags
• 500+ pre-engineered coverages for farm property, equipment, ranch, and homeowners
• Embedded CAIRA AI agents across submission intake, inspections, and FNOL

Access it here and watch the video of Kevin Mosley, President and CEO of Farmers Mutual Insurance Company of Macon, shares why he chose DigitalEdge for his farm program.

📅 Places We Hope to See You

Attending an upcoming event? Book time with Cogitate Team.

Tushar Bholé (EVP Sales & Partnerships)	PAMIC (Aug 2): Book a meeting → IAMIC (Aug 17): Book a meeting → TMPAA (Oct 19): Book a meeting →
Darren Bloomfield (Account Executive)	PAMIC (Aug 2): Book a meeting → IAMIC (Aug 17): Book a meeting → TMPAA (Oct 19): Book a meeting →

Visit our events page to book a 15-min chat!

📢 LinkedIn Milestone Alert

We surpassed our milestone of 26,000+ followers on LinkedIn! Follow Cogitate for industry insights and join the conversation. Connect with us →

🔎Try Our Most Popular Web Tool

Need a quick premium adjustment on the go? Our new pro-rata calculator handles earned premiums, prorate factors, and premium changes for new business, endorsements, cancellations, and reinstatements in seconds. More than 5,000 underwriters are finding it useful already! Check it out here.

We have an exciting conference schedule in 2026 and hope to see you! If you’d like to schedule a time to meet, check out our event page or reply and I’ll make it happen.

Wishing you a happy summer. Please let me know what’s new in your role, and how we might help you achieve your goals for 2026!!