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Reimagining the Insurance Experience

Overview: Gain insight into Agentic AI and the intelligent ecosystem through the eyes of Arvind Kaushal, CEO and Co-founder of Cogitate. Learn how Cogitate is striving to elevate user experience and enhance operational efficiency for carriers, MGAs, and their distribution partners. Arvind Kaushal’s vision for the future of insurance, advancements in Cogitate’s DigitalEdge insurance platform, and… Continue reading Reimagining the Insurance Experience

Colorado FAIR Plan Launches DigitalEdge Insurance Platform as Insurer of Last Resort

“The team did amazing work to deliver an end-to-end digital insurance management platform to underwrite, issue, and service policies as well as manage claims. We have the tools to meet the market needs in Colorado now and into the future.”  – Kelly Campbell, Executive Director Overview: Colorado FAIR Plan has launched the newest FAIR plan… Continue reading Colorado FAIR Plan Launches DigitalEdge Insurance Platform as Insurer of Last Resort

Superior Agent Experience is a Game Changer for Non-Standard Auto Insurer

Agents and insurers benefit equally from a modern, digital experience, and our non-standard auto customer, Southern General Insurance Company (Insurance House), has a strong testimonial to share. Following the replacement of their legacy policy, billing, and claims modules with Cogitate’s fully integrated DigitalEdge Insurance Platform, we sat down with their team to understand key game-changers… Continue reading Superior Agent Experience is a Game Changer for Non-Standard Auto Insurer

Ecosystem Partner POV: ZestyAI on Game Changing AI-driven Risk Models

ZestyAI is on a mission to help insure the uninsurable. In 2024, ZestyAI helped insurers of last resort extend coverage to over 510,000 properties, and in 2025 ZestyAI is looking to double that. As a data integration partner within Cogitate’s ecosystem, ZestyAI’s hazard data supports the new Colorado FAIR Plan, launched in the spring of… Continue reading Ecosystem Partner POV: ZestyAI on Game Changing AI-driven Risk Models

Why Carriers and MGAs Are Doubling Down on Insurtech Partnerships

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The insurance industry has long been known for its cautious approach to change. But over the last few years, digital transformation has accelerated and leading carriers and MGAs are taking bold steps to partner with insurtech providers. Why? Because staying competitive in today’s market requires more than legacy systems and manual workflows. It requires agility,… Continue reading Why Carriers and MGAs Are Doubling Down on Insurtech Partnerships

Top 3 Benefits of Automating P&C Insurance Workflows

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Property and Casualty (P&C) insurance operations are complex by nature – spanning underwriting, policy issuance, claims handling, billing, and regulatory compliance. Each stage involves repetitive tasks, manual reviews, data transfers, and human decision-making that, when not optimized, can lead to inefficiencies, errors, and delays. “Anywhere customers are doing repetitive tasks – re-entering data, moving information… Continue reading Top 3 Benefits of Automating P&C Insurance Workflows

Deep Thinking Digest – July 2025

Cogitating on insurance  Vol. 2, No. 2 Dear Friends, As we pass the halfway mark of 2025, I realize just how fast time is passing! Just a year ago, our AI Agentic Layer initiative was in its infancy. Today, we have implemented AI Agents with early adopters on both DigitalEdge Policy and Claims platforms –… Continue reading Deep Thinking Digest – July 2025

Thought-Driven Automation: Leveraging AI Agents for Acceleration in Insurance

Overview: This guide offers Cogitate’s vision for the AI Agentic Response Layer and practical use cases of AI Agents today, embedded within our DigitalEdge Insurance Platform. You will learn: how embedded AI Agents supercharge digital core platform advantages with intelligent automation and smart insights the benefits Cogitate’s 4 new AI Agents bring to underwriting and… Continue reading Thought-Driven Automation: Leveraging AI Agents for Acceleration in Insurance

Customer POV: Bringing private market experience to the launch of Colorado FAIR Plan

We had the pleasure of sitting down with Geri Powell to discuss the recent launch of the Colorado FAIR Plan. During the discussion, Geri shared insightful advice for those who are planning a major tech implementation. Geri, you’ve had an incredible career in large established insurers including CEO of FBAlliance Insurance and before that Executive… Continue reading Customer POV: Bringing private market experience to the launch of Colorado FAIR Plan

Future Trends in Use of AI for Policy Risk Assessment and Data Analysis

Accurately assessing policy risk is both a challenge and an opportunity. Traditional methods of risk evaluation based on historical averages, static models, and manual underwriting no longer meet the demands of modern insurance customers or carriers. Enter artificial intelligence (AI), a transformative tool that’s reshaping how insurers assess risk, analyze data, and make smarter underwriting… Continue reading Future Trends in Use of AI for Policy Risk Assessment and Data Analysis