In Property & Casualty (P&C) insurance, success depends on more than historical trends and quarterly reviews. Carriers and MGAs need real-time visibility into the performance metrics that drive underwriting profitability, operational efficiency, and customer satisfaction. Traditional systems often lack the responsiveness and flexibility required to track Key Performance Indicators (KPIs) as they happen. But with… Continue reading Top 3 KPIs Every P&C Insurer Should Track in Real Time
Overview: Gain insight into Agentic AI and the intelligent ecosystem through the eyes of Arvind Kaushal, CEO and Co-founder of Cogitate. Learn how Cogitate is striving to elevate user experience and enhance operational efficiency for carriers, MGAs, and their distribution partners. Arvind Kaushal’s vision for the future of insurance, advancements in Cogitate’s DigitalEdge insurance platform, and… Continue reading Reimagining the Insurance Experience
Overview: Colorado FAIR Plan has launched the newest FAIR plan in the country on DigitalEdge Insurance Platform to support policy, billing, and claims management of Dwelling & Fire and Commercial Property insurance of last resort. This success story covers the aggressive timeline for COFP’s leadership to launch the plan and how the implementation was achieved… Continue reading Colorado FAIR Plan Launches DigitalEdge Insurance Platform as Insurer of Last Resort
Agents and insurers benefit equally from a modern, digital experience, and our non-standard auto customer, Insurance House, has a strong testimonial to share. Daily success depends on speed, ease of use, and the confidence that the system won’t hinder response time. DigitalEdge Policy isn’t just an upgrade; it’s a complete transformation of the agent experience.… Continue reading Customer POV: Superior Agent Experience is a Game Changer
ZestyAI is on a mission to help insure the uninsurable. In 2024, ZestyAI helped insurers of last resort extend coverage to over 510,000 properties, and in 2025 ZestyAI is looking to double that. As a data integration partner within Cogitate’s ecosystem, ZestyAI’s hazard data supports the new Colorado FAIR Plan, launched in the spring of… Continue reading Ecosystem Partner POV: ZestyAI on Game Changing AI-driven Risk Models
The insurance industry has long been known for its cautious approach to change. But over the last few years, digital transformation has accelerated and leading carriers and MGAs are taking bold steps to partner with insurtech providers. Why? Because staying competitive in today’s market requires more than legacy systems and manual workflows. It requires agility,… Continue reading Why Carriers and MGAs Are Doubling Down on Insurtech Partnerships
Property and Casualty (P&C) insurance operations are complex by nature – spanning underwriting, policy issuance, claims handling, billing, and regulatory compliance. Each stage involves repetitive tasks, manual reviews, data transfers, and human decision-making that, when not optimized, can lead to inefficiencies, errors, and delays. “Anywhere customers are doing repetitive tasks – re-entering data, moving information… Continue reading Top 3 Benefits of Automating P&C Insurance Workflows
Cogitating on insurance Vol. 2, No. 2 Dear Friends, As we pass the halfway mark of 2025, I realize just how fast time is passing! Just a year ago, our AI Agentic Layer initiative was in its infancy. Today, we have implemented AI Agents with early adopters on both DigitalEdge Policy and Claims platforms –… Continue reading Deep Thinking Digest – July 2025
Overview: This guide offers Cogitate’s vision for the AI Agentic Response Layer and practical use cases of AI Agents today, embedded within our DigitalEdge Insurance Platform. You will learn: how embedded AI Agents supercharge digital core platform advantages with intelligent automation and smart insights the benefits Cogitate’s 4 new AI Agents bring to underwriting and… Continue reading Thought-Driven Automation: Leveraging AI Agents for Acceleration in Insurance
We had the pleasure of sitting down with Geri Powell to discuss the recent launch of the Colorado FAIR Plan. During the discussion, Geri shared insightful advice for those who are planning a major tech implementation. Geri, you’ve had an incredible career in large established insurers including CEO of FBAlliance Insurance and before that Executive… Continue reading Customer POV: Bringing private market experience to the launch of Colorado FAIR Plan
